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So, I have a dilemma and I don't know what to do. I figured who better to ask than you lovely readers. Here goes...

Currently, I am working overtime twice a week (Tuesdays and Thursdays). I earn pretty good money for doing so. It's almost the equivalent of a third paycheck a month. Then two other days a week, I stay late for purposes related to the grant I won a few months ago. This means that 4 days out of the week, I work late and get home late. In fact, Mondays are my only early days, and typically those days I run errands for the house or for my job.

Here's how a typical work week goes these days:

Monday - Get home @ 4-4:30pm, write, try not to fall asleep, work or do house chores, make/eat dinner, watch TV/surf the net/hang out with A.P., go to bed

Tuesday - Get home @ 8pm, eat dinner, watch TV/surf the net/hang out with A.P., go to bed

Wednesday - Get home @ 5-5:30pm, write, try not to fall asleep, work, make/eat dinner, watch TV/surf the net/hang out with A.P., go to bed

Thursday - Get home @ 8pm, eat dinner, watch TV/surf the net/hang out with A.P., go to bed

Friday - Get home @ 5-5:30pm, write, try not to fall asleep, work, make/eat dinner, watch TV/surf the net/hang out with A.P., go to bed

The overtime I'm doing is in three month chunks. If you sign up to participate, you sign up for three months and it's up to you if you want to do it again the next time around. The deadline for whether or not I want to work another three months of overtime is approaching and I have to decide soon. I go back and forth every day.

Here's a quick pro/con list:

Pros - I make more money which allows me to meet a couple of big financial goals (paying off student loan debt and saving for a house). It looks good to my bosses that I'm willing to pitch in. And if I get better at managing my time I could potentially get all my work done for the week in 5 days (meaning no Sunday work, which is typically a whole Sunday).

Cons - I'm exhausted all the time. I don't get to see A.P. as much these days. I, in some ways, tripled my work load. I also feel that soon my grant project will take up even more time on Wednesdays and Fridays and I will be at work even later those days. My personal life is taking a major hit. I barely have time to clean, cook, or do anything I love: read, write, take photographs, etc. Finally, by the time the weekend rolls around, I become pretty useless. I bum around, take naps, and do nothing on Friday night/Saturday, and I work all day Sunday.

So it obviously looks like there are more cons to pros, but that first pro is a big one, and I'm torn about what to do. The ability to pay off my student loan debt way faster than I anticipated is a big draw. But this whole thing is affecting my appearance, too. You all should see the sad, sunken eyes I'm sporting these days! Plus A.P. keeps telling me I should just forget about it, and just pay off the loans eventually. And he's the first to get excited about reducing my debt, but he really sees the toll this is taking on me. I also feel that as long as I can handle these overtime stints, I should take them on. It will help us so much financially, and I still have that poor person mentality that I have to bust my ass for money. Argghhh!!!

What would you guys do? I'm so torn. Every Tuesday/Thursday morning, I wake up and want to kill myself at the thought of another 12-hour day, but then the work day ends and I kind of think I can do it. I really can't make up my mind.

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MartyJ 5 pts

Hi guys! Thanks for all of your comments. I was finishing up my last week of overtime last week, so I haven't been re-posting at BlogHer. Anywho...I've decided to take the next three months off, and I feel great about it. It's nice to have time to pursue my interests again, or just to relax. Thanks for all the good advice! I listened. : O )

texasebeth 6 pts

I totally get wanting to pay off debts faster. But balancing work and life is important too. If you run yourself so ragged you get sick or can't complete the grant work, then all your hardwork is for naught in the long run. Or if your relationship takes a hit because of your working and never being home or able to do "fun" stuff?

What about taking the next 3 months off right now, especially with the grant work, and then resuming the OT the next 3 months?

Elizabeth

@texasebeth ( http://twitter.com/texasebeth )  and My Life, such as it is.... ( http://texasebeth.blogspot.com )

The Mrs 6 pts

This may seem like an odd suggestion. Bear with me.

What if you tried to accomplish a little something from the "I barely have time to" and the "I love to" lists every evening that you don't work late, and every weekend?

I always have more energy and a better attitude about the stuff I hate if I know that I've accomplished something that needs doing and participated in something that I need to stay sane.

That way, on the couple of evenings a week when you do just hang out with A.P. and watch TV, you can really enjoy them and not worry that you should be accomplishing something else.

And if you have a solid plan to pay off the debt, or at least a particular spot you want to get to (less than some $$ amount, maybe), you can look forward to that time in the near future when you can promise yourself (and A.P.) that you won't take on any more overtime for at least one three month stretch.

I told you it would sound strange.

The Mrs ( http://www.themrs.ca ) Housewifery, general cheapskatery, and butter. Lots of butter. Sometimes even on bread.

Work Experience Edublog 5 pts

Marty,

While I admire you for wanting to pay off those student loans early, your health and sanity are much more important.

Stress from working too much can create some nasty health issues which could cost you financially and physically.

Cutting back at this point I think would be wise.

Take care!

Judy Anne-Educator/Writer/Prospect Researcher Edublog-http://workforcedevelopment.edublogs.org/