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Some Financial Consequences of Depression

When I was a sophomore in college, I learned that my mother had terminal cancer. This news threw me into a downward, depressive spiral. Months later, my friends finally convinced me to get help at the college's health center. A combination of really good friends, counseling, and medication helped me pull through.

What helps you make decisions on a big purchase?

Ah, DC. Yesterday, while Mr. Micah and I were out, I saw and heard two completely ridiculous advertisements. #1 -- Redskins player with a forgettable name and position* comes on the radio. He asks us whether we consider ourselves Redskins fans. Because he has news--unless our cell phone provider is Sprint, we don't love the 'skins at all. Why? Because Sprint is offering 'skins skins for their customers. #2 -- On the metro, there were a number of fliers for a condo community. They emphasized that your welcome gift would be a flatscreen tv (I didn't see size mentioned).

Credit Card PSA via Mrs. Micah's Dad

So my Dad and I were discussing credit card stuff (he's in the business). He made a very important point which I haven't heard discussed much. So here's my public service announcement: The credit card company will pay off your lowest interest balance first with the money you send in. This is guaranteed to cost you money. The amount depends on your balance and percentages.

Does Your Sense of Entitlement Cost You Money?

I was running a Google search at work for a local towing company (our building has been having problems with illegal parkers on our loading dock--yes, the loading dock!!) when I ran across a rather amusing blog post saying that the company was the worst in the entire world. I won't link to it because it's a bit compromising of my location.

Mrs. Micah’s Red Letter Day

Financially speaking, today’s been good. I wanted to post this separately from my other post for the day. First – Mr. Micah and I paid off his credit card! All gone. I’ve updated my NetWorthIQ and NCN repayment chart. First step of the debt snowball is done! Now we focus on the auto loan. Second – I found one of those Nantucket Nectars bottle caps which say “Nantucket has no fast-food franchises” or whatever the specific phrase is. I’m going to mail it in this week for the chance to win $1000. It’s worth a shot.