Restructuring Your Budget After a Major Life Event

After going through a major life changing event like getting married, my finances are in total disarray. I think half  problem is that I underestimated the cost of the wedding and with that, we spent and spent and spent. However its safe to say, I still kept a pretty good grip on my personal savings, after all "momma didn't raise no fool!"...more

The Financial Benefits of Investing in a House

Investing is the act of buying a good or goods that are not going to be used at the moment. The purchases are made in the hope of generating income in the future from them. Investing in a house can be done one of two different ways; building the house from scratch or buying an already built house. There are many financial benefits of investing in a house, however....more

5 Money Saving Tips to Get the Shoes You Want!

I'm not going to lie; I love the finer things in life. When it comes to a night on the town or purchasing those adorable heels I saw at the store, I'm all over it. That is, until reality sets in. Being a post grad 30-something means that I have these awesome little things that come monthly called bills. Since I'm not one to sacrifice on fashion, especially shoes, I realized that I needed to cut back in several areas in my life to be able to buy the shoes I love and still have a place to live. So, here are my money saving tips that will help you get the shoes you love!...more

5 Women Who Have Dominated Their Finance Careers

When it comes to top executives and CEOs, men are usually the first people that come to mind. Finance, an especially male-dominated sector of the corporate world, rarely puts women at the top. Women have to fight to take control of their career paths. That’s why it’s so refreshing when women rise through the ranks....more

Your Credit Score: The Good, the Bad and the Facts

 I’ve said it before and I’ll probably say it again –your credit score is one of the most important numbers in your life. This three-digit number essentially acts as your financial report card, except there’s no leaving it behind after graduation. Your credit score is used to represent your creditworthiness, which translates into the likelihood that you’ll pay your debts in a timely manner....more

How to Hire the Right Sales Executive

Finding good sales people might be more challenging than you realize, especially since there are specific characteristics that you need to consider before hiring a new employee or a sales manager. Successful sales teams can be a huge asset to any business, as they form part of the driving force that helps to grow the organization into a profitable, sustainable one.Working with Sales Executives...more

52 Week Challenge with a Twist

So like most bloggers, I have to post the 52 week challenge but with a twist. When I say twist I  mean like adding more money to the challenge of course. Sometimes I like pushing the envelope of my challenges even further. Adding $25  on a monthly basis to your already growing fund will in the end have you coming up with a lump sum of 1378+300=  $1678 at the end of year or $1703 if you add an additional $25 just because of how the year ends.  ...more

Ability to Repay/Qualified Mortgage

In just over a week, new rules issued by the Consumer Financial Protection Bureau (CFPB) will go into effect. These rules are called the Ability-to-Repay/Qualified Mortgage (ATR/QM). The implementation of these rules will have a huge effect on the mortgage industry, and may impact a borrowers' ability to obtain a mortgage....more

The Requirements For Providing A Good Credit Card Application Report

The business credit card has a high efficiency when it comes to granting, obtaining, and expending loans. There are application forms that must be filled by the applicant who applies for business credit card and it can be done with the use of internet. The customer is granted a line of credit that he can access and expend when he/she is in need. Some of the customer possesses good records of credit history. The limit for the credit will automatically rise then; the increase of the loan amount will be attained by exerting much effort....more

Introducing Money Hip Mamas & $25 Amazon Giveaway

Welcome to Money Hip Mamas!...more