Debit Card Dangers: How to Protect Yourself

Debit cards are a nice convenience to use, but they are also a big moneymaker for banks. For example, if you unintentionally let your balance get too low, each debit that comes through will bounce. With fees as high as $34 per bounce, this can quickly add up to hundreds of dollars in a matter of seconds. So for example, if you forgot to track a few debits and a large check went through, many banks will honor the large check and then bounce all the debits, even debits as small as $2. Here are some ways to avoid the banks stealing your hard-earned money:...more

I'm Saving Money with a No Spend Challenge

Thanks to the inspiration of The Budget Mama I have decided to take an oath to not spend outside of a strict budget for the whole month of March. The way a no spend challenge works is you don't spend any money on anything that is a non-essential. You still pay your bills, still buy groceries, you just go a month without all of the luxuries and extras. ...more
I would join except that this challenge is actually how I must live every month, no choice ...more

Negotiate Credit Card Fees Like a Banker

Have you ever gotten that dreaded notice? You know, the one that reads something to the tune of:“Dear Ms. _________, we have not received your payment for your credit card this month. A late payment of $25 has been charged to your account as a late fee. Please send in your payment plus the late fee promptly.”If you’re like me, those notices make my heart sink. I feel like I’ve just donated $25 to a cause I didn’t want to participate in.I had not seen one of those notices in a long, long time (in my college days, I saw them far more often than I’d like to admit to).Until yesterday.    {Sigh}Credit image:  Missus Martian on Flickr ...more

Planning Essentials for New and Expecting Parents

The decision to start a family is one of the biggest and most important choices you’ll ever make. It’s usually accompanied by joy, stress, excitement, and an array of questions surrounding your physical and financial house. As new parents, not only will you be faced with a list of items and products to purchase and compare, but you’ll also need to ensure you have a plan in place that addresses your spending, your estate, and your insurance coverage to ensure that your new family is taken care of....more

Your Money Makeover in 4 Easy Steps

Need to rejuvenate your financial life? Maybe it’s time for a money makeover....more

The Money Ritual That Every Woman Should Start

Do you know when it’s time to get a fashion makeover? If you’re like most people, that’s a hard call. I mean, you have to take a good look at yourself, admit that something is wrong with your clothes, style, or makeup, and then tell yourself that you’re better than this. Then comes the hard part. You actually have to do something about it. You have to book that appointment for a day at the MAC counter, get that expensive salon cut, donate some clothes to charity and buy some new ones (on sale, of course), or invest in those long awaited braces....more
LisaStarr9  Hey Lisa! Thanks for your comment. I love your regimen of doing "The Script". That ...more

Organize Your Finances

January is financial wellness month and what better way to organize your finances than with some great advice and free printables.Hop over to Krafty Cards etc. to see all the great ideas I've rounded up to help get your finances in order. ...more

2014 Financial Bucket List

We've gotten to the fun bucket list... the one where we talk about money. Ahhh! Let's just put it out there, not many people enjoy talking about money. Many of us cringe at the words "budget" and "saving." ...more
csmsand So true Sabrina. The initial work/sacrifice is worth the reward.more

From the Comfort of your Favorite Chair

Passive fundraising, a.k.a. Lounge-Chair giving, requires little or no effort.  It is a fantastic way for your community to benefit greatly from just a small change in habit or by simply directing local and national retailers to designate a portion of your purchases to support your organization.  It costs you nothing!...more

Follow the Money

 One of the most critical components of fundraising is being sure that you have a well-documented paper trail that details the flow of money – particularly cash and checks.  This is to protect not only your organization and its hard-earned money, but also to protect the volunteers against any implication of impropriety....more