When I Was 10, I Paid the Bills

It started when we -- my mother, brother, and I -- moved into an apartment. Up until that point we'd been living with my grandmother, and my mother hadn't had to be financially responsible for nearly ten years. (In truth, she'd never had to be financially responsible. In truth, she'd never had to be responsible.) She'd divorced my father and come to live with her mother, and there we'd stayed, through weeks that unnoticed and unmarked turned into months, then years. ...more
Wow, what an amazing article. I didn't deal with handling the money at a young age, and I ...more

The Eleventh Commandment: Thou Shalt Have Health Insurance

Growing up, the first commandment in my family was “thou shalt have health insurance.” This sacred precept was invoked whenever I became itchy at a job or felt the urge to strike out on my own. “Consider what would happen if, God forbid, you got into an accident,” my parents would say. “We would have to sell the house.”...more

Unions Under Attack Across the US

Unions across the United States have been under attack this week as states like Ohio and Wisconsin are working to pass bills that would end collective bargaining -- among other things. The tension has been high in the state capitols of Columbus and Madison, with thousands of supporters and opponents verbally clashing and raising the volume to that of a chainsaw... or twelve. ...more
I heard this morning that the post offices are having problems. Then, they said their contract ...more

It's Friday

... and this is a duck. ...more

Your Money Personality


My Debut as a Coupon Shopper

I had done my research (by reading every word of the Beginners Section of The Krazy Coupon Lady), clipped coupons from last Sunday's paper, printed numerous internet coupons and had sale papers in hand.  Although I felt I was ready for the challenge, I was also nervous. Really, nervous? Yes, nervous. Nervous I wouldn't find the right sales. Nervous I would get caught in the emotion and buy way too much stuff that *gasp* wasn't on sale nor that I had a coupon for....more

Hey Denise,
That's exactly what I've done tonight (a very romantic Friday night with my ...more


A couple months ago I literally stumbled into my closet to find that I had (surprise, surprise) “nothing to wear”. As I rummaged through the ridiculous amount of shirts, pants, skirts, dresses, scarves, shoes, underwear etc, I realized that 50% of those items had not been used in over a year. I had shirts hanging in my closet that were never appropriate to wear in public at the age of 27 and somehow I managed to keep since high school. Was it the memories?...more

In which i don't know his life

Sometimes, especially in the middle of an inane conversation, I wonder what the hell I was thinking when I had kids.  Did I wake up one day and think, “Hey, Kevin and I are having way too much fun with all this time and disposable income, so perhaps we should throw a wrench in the works?”  Or was it all those cute nieces and nephews I had who appeared so adorable and small and cuddly and certainly didn’t have an “I’m incredibly work-intensive” sign on their bodies.    Who knows....more

Marriage Ties Your Hands

Marriage Ties Your HandsAmazing the number of things you can’t do to protect yourself financially unless you have your husband’s cooperaion.You can’t undertake estate planning on your own. You can’t write your husband’s will.  You can’t take his medical exam for life insurance or long-term care insurance. You can’t be his health care proxy if he doesn’t assign you durable powers of attorney to make medical decisions for him. The same holds true for financial decisions....more

SAHM? Crap job? You're LAZY!

The Mad Housewife and Mad Merlot Mama blog at Desperately Seeking Coffee @ http://javainmyveins.blogspot.com/...more