On Budgeting

  For many people, budgeting is just not any fun. It means limits or lack or even punishment. But having a budget or some form of a budget is really important for your financial success. I personally prefer the word "plan" to the word "budget"  because it doesn't sound so constraining....more

Marriage and Managing Your Finances

I always find that this topic raises a lot of debate especially when it comes to the discussion of joint finances....more

Dealing with Debt - Part 2

 Just to recap, in part one (see it here) I talked about creating a game plan for dealing with any overwhelming debt you might have and I listed the below steps:...more

Dealing with Debt - Part 1

 As much as we all hate debt, a lot of us have to admit that we have debt or have had debt at one point in time. Credit cards, student loans, car notes, overdrafts and mortgages are usually the big items in our debt portfolios....more

Shift your circle of influence

I read an article on Entrepreneur.com that touched on shifting your circle of influence and it has resonated with me ever since. Below is a snippet from the article:"There comes a point in your life when you realize who really matters, who never did and who always will....more

Your finances and having a baby

6 Ways to Build Your Savings

When you graduate college and land your first job, you’re often living paycheck-to-paycheck. It can be hard to build up some savings when you’re living like this, but it is important to try. Financial disasters can and do happen, so it’s important to be prepared. Here are some tips on building up your savings....more

Screw Miss Havisham, I needed to learn about interest rates

How does the education system miss something that most of us will need to deal with almost every day of our lives? How does it skip completely, or just touch on a subject that can cause great hardship and has driven people to suicide? It’s not an easy subject to talk about, but not that complicated to learn, yet in school we rarely do. Most of you probably think I’m talking about sex. Sorry to disappoint, but I’m actually talking about money.Sex and money are both topics that a lot of people argue should be taught by parents. But are they?...more

Credit Cards Really Are Loans, Too

I'm frustrated by some of what I see in some of the personal finance forums I participate in, specifically when it comes to credit card use. Image: frankieleon via Flickr...more