Screw Miss Havisham, I needed to learn about interest rates

How does the education system miss something that most of us will need to deal with almost every day of our lives? How does it skip completely, or just touch on a subject that can cause great hardship and has driven people to suicide? It’s not an easy subject to talk about, but not that complicated to learn, yet in school we rarely do. Most of you probably think I’m talking about sex. Sorry to disappoint, but I’m actually talking about money.Sex and money are both topics that a lot of people argue should be taught by parents. But are they?...more

Credit Cards Really Are Loans, Too

I'm frustrated by some of what I see in some of the personal finance forums I participate in, specifically when it comes to credit card use. Image: frankieleon via Flickr...more

Spring Financial Checklist

Spring – just the mention of the word puts a slight smile on my face. Financial review - now those words can channel a dramatically different expression. Spring has always been a great time to clean out the old and start fresh after a long winter. This renewal should extend to your financial practices as well. It is the optimal time to review your finances to ensure you are on the right track for rest of the year....more
TheBudgetBrainiac  I am glad you enjoyed my post! For my helpful finance tips check out my blog ...more

The Cost of Waiting

Have you started saving for retirement? Do you think you’ll be fine if you start tomorrow? Maybe you’re satisfied with waiting until next year, or you think you can push this off for a few more years.You have plenty of time to worry about this later – right? No. Not really. You might want to think again and ensure you understand the cost of waiting....more

8 Financial Tips for Women

I've read a lot of financial blogs, books, and articles.  One thing I have noticed is a lot of them are geared towards men.  On the financial forums it seems like men are the vast majority of the participants.  Sometimes the advice is general enough to be applied to both men and women, other times it is not.  While men and women each have their own concerns about money, I would like to focus this article to women....more
@  I agree.  It is so important that women plan ...more

My Biggest Financial Mistakes from My 20’s

 When I was in my 20’s, I thought I had it all figured out. I was finally living on my own and making enough money to support myself, but little did I know I was also setting myself up for financial failure. My careless financial habits and frivolous daily purchases were going to snowball into a mound of debt that I wouldn’t be able to get myself out of. They say hind sight is 20/20, but if I knew then what I know now, I would probably be living on easy street. Here are the biggest financial mistakes from my 20’s that you should avoid at any age. ...more

Do you know how to spend your tax refund?

 It's tax season, that time of year to figure out exactly how much of your hard-earned money never makes it to your pocket. If you are lucky, however, you get some of that money back. I know, I know. You aren't technically supposed to get a refund. A refund means that you have allowed too many taxes to be taken out of your check during the year, and you could have been putting that money away in an interest earning account every month or pay down debt. That's what all the tax-related articles tell you....more

Are You and Your Partner Talking About Money?

How often do you talk about money with your partner, your friends, or even your coworkers? Are you comfortable discussing money?...more
We use google docs for our budget too. Every tie we update the budget, we create a new tab in ...more

Money Questions

Here are ten money questions to ask yourself.1. How do I track my spending? Do you rely on memory to keep track of your spending? If so, consider switching to or even making a note in your phone every time you buy something. It's likely you don't have a perfect memory (I don't!) and will forget some purchases. One or two small purchases won't make a difference, but added up over time that can be a lot of money....more

Utilizing Business Travel

My husband travels often for business. Most of the time he drives to his out of town clients, however he sometimes has to fly. His work requires that we pay for his business expenses upfront and then submit an expense report to be reimbursed. At first I wasn't happy with this arrangement. He incurs thousands of dollars of business expenses each month, and the thought of fronting this is daunting. But after a couple months it became clear that this arrangement worked to our advantage....more