The Honest Truth About Cloth Diapers

We switched to cloth diapers about 5 months ago. My oldest was 14 months and my youngest was in the womb. For the 14 months prior, we used disposable diapers. So, it has been quite a change! From wrapping up poop and trashing the stinky diaper, to scraping poop and keeping the stinky diaper....more

5 Money Smart Reasons Why Our Family Says NO to Credit Cards

When Sam and I first got married, we received one of those "Pre-Approved" credit card offers. In big, bold print it said how our credit scores combines were just amazing, and we could get a high line of credit, and it had a free membership, no fees, blah blah blah offer. I hate even saying this, but we fell for it and applied for our first credit card together. ...more

Christmas Cards on a Budget

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How to save hundreds by making laundry detergent

I have been making my own laundry detergent for a couple of years now.I never thought I’d be saying something like that....more

5 Tips for Eating Out Cheaply

Most people enjoy eating out, but with the economy sluggish, it can be an expense that many families just cannot afford on a regular basis. While it would be nice to have a home cooked meal every day, the fact is that in today's fast-paced society, there are many days where dinner comes at a restaurant table. So, how can you still work in the growing expense of eating out with kids? We do not eat out as much as we have in the past, but I have tried to stick to some "restaurant rules" to keep costs down while still enjoying a meal out....more

5 Tips for Sticking to a Frugal Lifestyle

There was a (long) period in my adult life when a frugal lifestyle was a necessity, not a choice. I learned a lot from those lean times, and eventually realized that, regardless of income, there are actually reasons for choosing this lifestyle. Reasons that are about much more than just money....more

9 Easy Swaps to Help with Frugal Budgeting

[Editor's Note: This great list of suggestions spans clothes to food to utilities.]Budgeting and saving doesn't have to mean sacrificing. It might just mean making small changes or tweaks in what you've been accustomed to. Swapping should be easy and painless, it just takes creativity and preparation!...more
Great tips! I'm always looking for ways to save, I'm the sort of person who will drive to find ...more

Saving Money in a Jar // Part 2

My next Jar-ing idea references back to my Grandmas Wisdom post about us ladies doing something for ourselves....so one way to maybe save up for a much needed pampering night/day out is.... ...more

Saving Money in a Jar // Part 1

I am terrible with money- budgeting, saving, spending...everything.  I'ts a difficult game for me to understand, because I am such a hands on learner its hard for me to grasp money going out and coming in when everything is automated and we use credit/debit cards all the time.  Mike and I are constantly re-evaluating our budget and how to stay on that budget...its so darn hard!  However, I came across a few ideas that I liked and work for me on a smaller scale.  The first is: ...more

Skipping College & 9 Other Things We Did to Buy a House at 24

We've been planning and preparing for this moment for years. Working hard, saving harder, and the day has finally come. We're able to move out of our third-story, two-bedroom apartment and into a home with enough rooms for each child to have one and a backyard where they can play....more
Laurend1985 Thanks so much! :)more