5 Things You Should Know Before You Start a Budget

We’re halfway through January, which means the resolutions we all made are either starting to sink into our routines, or we’ve almost completely forgotten them. But if you made a resolution to start and stick to a budget in 2015, I’m reminding you right here, right now, ya hear?...more

3 Approaches for How to Organize Your Closet

It's January, and you're revved on resolutions, right? You're going to get organized and save money and be green and not buy anything off the clearance rack! I applaud you, inspired person! Let my mistakes be your helping guide....more
thank you!more

What You Should Really Be Donating to the Food Bank (not Green Beans)

Is there a food drive going on near you? Every day for the last week, our kindergartener has loaded up her purple backpack with groceries for her class's food drive....more
I have donate to local charity here in Bonners Ferry..Yesterday, Jan 6 2015...I donate ...more

Budgeting Step 1 - Figuring Out What You've Been Spending Historically

The first step in any sort of freedom in life is to take a solid, realistic look at where you're at today.  Afterall, you can't really figure out how to get THERE if you're not sure where you're coming from.  To have more time and work less, one must have an idea of what life is costing them first of all.  It's not that money is the most important thing - but it is definitely a decision maker when it comes to how you're going to go about making your dreams reality.  ...more

How to not only Survive but THRIVE one ONE Income

Life as a mom is a vicious cycle of mommy-guilt, time management accountability which turns into justification of time and much more. Stay-at-home-mom's are {sometimes} jealous of the working mom's and the working mom's are {sometimes} jealous of the stay-at-home-mom's. ...more

Will I Be Eating Cat Food When I'm 80?

Dear Mouthy Housewives,I find myself worried about finances all of the time lately. We're doing okay, but it seems like we just keep getting bill after bill and our savings never goes up. ...more
If you are a compulsive spender go to Debtors Anonymous and work that program consistently.more

Tax and Accounting Tips for Small Business Mompreneurs

Richard Bramhill, CPA, CMA, CGMA Lionhearted Tax and Accounting LLC...more

No Washing Machine? Skip the Laundromat Alternatives

No washing machine at home and hate to go to the laundromat? No problem with the new alternatives to old-fashioned type of clothes-washing....more

How To Leave In a Fiscally Responsible Manner

I am all about saving for a rainy day.  Too bad that rainstorm was the ending of my marriage.  I don't think anyone ever plans to leave a marriage when they tie the knot...more

Grocery Shopping on a Budget: Teaching Life Skills to My Older Kids

My older two kids (8 and 6) are old enough now that I've begun to feel I should be teaching them life skills beyond using the toilet and bathing. For several months, they have been responsible for folding and putting away their laundry and their three-year-old brother's laundry. Soon, the three-year-old will be assigned to assist them with it, but he's still more of a hindrance than a help. The oldest recently volunteered to completely take over doing their laundry, now that he's finally tall enough to reach the dryer, which is stacked atop the washing machine....more

We Wish Our Parents Taught Us To Be Rich

My husband "Sven" and I spent out in our twenties (well, my 20′s – Sven is four years older)....more

I Don't Want to Be the Sole Breadwinner

Female breadwinners are so en vogue lately, so I guess that makes me en vogue. We've been getting a lot of press lately because there are more of us changing the corporate landscape. The benefits are well-documented: more female breadwinners mean more women at the top of organizations, and more diversity leads to increased creativity, and ultimately, more profits....more
CactusGirly I'm so happy that you found your true partner!more

My Biggest Financial Mistakes from My 20’s

 When I was in my 20’s, I thought I had it all figured out. I was finally living on my own and making enough money to support myself, but little did I know I was also setting myself up for financial failure. My careless financial habits and frivolous daily purchases were going to snowball into a mound of debt that I wouldn’t be able to get myself out of. They say hind sight is 20/20, but if I knew then what I know now, I would probably be living on easy street. Here are the biggest financial mistakes from my 20’s that you should avoid at any age. ...more