10 Smart Ways to Use Your Tax Refund

I have been inspired to write about this topic because I see so many people use all (and I mean ALL) of their tax refund as soon as the funds are available inside of the account. ...more
I actually volunteered at a VITA site a couple of years ago, and those were the responses I ...more

5 Things You Should Know Before You Start a Budget

We’re halfway through January, which means the resolutions we all made are either starting to sink into our routines, or we’ve almost completely forgotten them. But if you made a resolution to start and stick to a budget in 2015, I’m reminding you right here, right now, ya hear?...more

3 Approaches for How to Organize Your Closet

It's January, and you're revved on resolutions, right? You're going to get organized and save money and be green and not buy anything off the clearance rack! I applaud you, inspired person! Let my mistakes be your helping guide....more
thank you!more

Credit Cards Are Loans

I have been frustrated by some of what I see in some of the personal finance forums I participate in, specifically when it comes to credit card use.  It seems there is a big disconnect between people who are new to the forums and people like myself who have been on there for a long time.  There is this huge disconnect among the new people who know credit card debt is bad but don’t fully understand what a credit card it.  What is frustrating for me is these new people are not young kids fresh out of college, these are members of MY GENERATION....more

Secret Wedding Bargains

According to http://www.costofwedding.com, the average wedding cost in the United States is $25,200, with the lucky couple spending up to $31,500. YIKES!  The honeymoon, of course, is extra.  Plug in your zip code to get average rates for your neck of the woods. Despite these prices, there are ways to find deals so you can keep most of that money in your wallet....more

The Ultimate Money-Saving Tip for Your Gluten-Free Diet

Some feel P.F. Chang's is discriminating against individuals with celiac disease because they charge $1 more per menu item that is prepared gluten-free. Here's what I think about the cost of GF food and the best way to save money....more
melaniehoglind great to hear from some like-minded folks! :) Thank you for your comment and I'm ...more

5 Ways to Get Your Finances Back on Track After a Divorce

No matter the circumstances, divorce is an emotional roller coaster that often takes a long time to recover from. The upheaval of ending a marriage is stressful and overwhelming, even when the split is amicable.For women, the emotional stress is often accompanied by financial stress. Moving out, separating bank accounts, assuming insurance premiums, and paying legal fees all make divorce an expensive and stressful endeavor. In fact, many women stay in unhappy marriages simply because the financial burden of going it alone can be crushing. ...more


I'm lucky if I can get through one pancake on a good day, but if you are a fan, stop by IHOP on March 3 from 7am - 10pm to get your FREE stack of Buttermilk Pancakes on National Pancake DayHugs... ...more

Feed Your Travel Bug in College

 Stuck in college, but want to travel? Look no further than my post! Today I'm sharing some advice for feeding that travel but while you're stuck in college....more

Six ways to cut laundry costs

 I love doing laundry!...more