5 Things You Should Know Before You Start a Budget

We’re halfway through January, which means the resolutions we all made are either starting to sink into our routines, or we’ve almost completely forgotten them. But if you made a resolution to start and stick to a budget in 2015, I’m reminding you right here, right now, ya hear?...more

3 Approaches for How to Organize Your Closet

It's January, and you're revved on resolutions, right? You're going to get organized and save money and be green and not buy anything off the clearance rack! I applaud you, inspired person! Let my mistakes be your helping guide....more
thank you!more

What You Should Really Be Donating to the Food Bank (not Green Beans)

Is there a food drive going on near you? Every day for the last week, our kindergartener has loaded up her purple backpack with groceries for her class's food drive....more
I have donate to local charity here in Bonners Ferry..Yesterday, Jan 6 2015...I donate ...more

How To Leave In a Fiscally Responsible Manner

I am all about saving for a rainy day.  Too bad that rainstorm was the ending of my marriage.  I don't think anyone ever plans to leave a marriage when they tie the knot...more

Grocery Shopping on a Budget: Teaching Life Skills to My Older Kids

My older two kids (8 and 6) are old enough now that I've begun to feel I should be teaching them life skills beyond using the toilet and bathing. For several months, they have been responsible for folding and putting away their laundry and their three-year-old brother's laundry. Soon, the three-year-old will be assigned to assist them with it, but he's still more of a hindrance than a help. The oldest recently volunteered to completely take over doing their laundry, now that he's finally tall enough to reach the dryer, which is stacked atop the washing machine....more

We Wish Our Parents Taught Us To Be Rich

My husband "Sven" and I spent out in our twenties (well, my 20′s – Sven is four years older)....more

I Don't Want to Be the Sole Breadwinner

Female breadwinners are so en vogue lately, so I guess that makes me en vogue. We've been getting a lot of press lately because there are more of us changing the corporate landscape. The benefits are well-documented: more female breadwinners mean more women at the top of organizations, and more diversity leads to increased creativity, and ultimately, more profits....more
CactusGirly I'm so happy that you found your true partner!more

My Biggest Financial Mistakes from My 20’s

 When I was in my 20’s, I thought I had it all figured out. I was finally living on my own and making enough money to support myself, but little did I know I was also setting myself up for financial failure. My careless financial habits and frivolous daily purchases were going to snowball into a mound of debt that I wouldn’t be able to get myself out of. They say hind sight is 20/20, but if I knew then what I know now, I would probably be living on easy street. Here are the biggest financial mistakes from my 20’s that you should avoid at any age. ...more

5 Things You Should Know Before You Start a Budget

We’re halfway through January, which means the resolutions we all made are either starting to sink into our routines, or we’ve almost completely forgotten them. But if you made a resolution to start and stick to a budget in 2015, I’m reminding you right here, right now, ya hear?...more

A Goal Reminder

A few simple words with a powerful message. For me this quote is a reminder to follow through with my financial goals for 2015. Last year I discovered the value of a monthly budget, which allowed me to save and splurge on my loved ones over the holidays. There really is no bigger rush than planning for something and then having the ability to go out at get it. Feeling very thankful and inspired to move ahead with my 2015 financial goals.Click the link below to read the full post....more

Make Money With Money: Why Savings Accounts Suck

I’ve never had any idea what I should be doing with my money. For a long time, I figured keeping it in savings accounts was good enough. I kept asking people what to do, but no one really wanted to answer that question because money is a big secret no one is supposed to talk about. I heard I should buy mutual funds, but how do you do that, and was I supposed to know which ones?...more

Eight Ways to Earn Money Online