What to Do If Your Debit Card Gets Stolen

Recently my daughter realized her bank debit card had been compromised. She checked her account, as she does almost daily, and saw several charges she hadn't made —the first two being for just $1.00....more
RenaMcDaniel Thanks for leaving a comment, Rena! Sorry that you had this problem as well.  Sort ...more

Guess What? The Waitress Carrying Your Food Has No Sick Time.

Many people are already familiar with the conundrum that many restaurant industry employees usually face when they become ill. Like other laborers who receive no benefits, they either work while sick or pay their rent late. The restaurant industry gets additional attention because those sick workers are breathing on the public's food. What many people do not understand is that the industry is set up to keep it this way, and changing this would require a massive overhaul of how the restaurant industry runs and makes money....more
Under Cover, did you ever waitress or bartend?  At least for an extensive period of time and ...more

Hiring a Handyman: How to Get the Job Done Right the First Time

Your patience and ingenuity with that funky self-assembly bookcase was, by all accounts, astonishing. People were talking about it for days afterward, and the bookcase in question is still standing....more

5 Tips for Eating Out Cheaply

Most people enjoy eating out, but with the economy sluggish, it can be an expense that many families just cannot afford on a regular basis. While it would be nice to have a home cooked meal every day, the fact is that in today's fast-paced society, there are many days where dinner comes at a restaurant table. So, how can you still work in the growing expense of eating out with kids? We do not eat out as much as we have in the past, but I have tried to stick to some "restaurant rules" to keep costs down while still enjoying a meal out....more

Donation? Investment? There's A Lot In A Word

Charity: Water Headquarters in Manhattan...more

How to Find the Right Credit Counselor?

Debt can be very agonizing. Living beyond one’s means and trying to gratify needs instantly are the main reasons why people fall into debts. The easy availability of credit through credit cards, personal loans and car loans has led many people into debts, albeit unknowingly. Debts are unavoidable. You cannot always wait to save money and spend. Typical examples of expenses that you cannot postpone include study loans, car loans, home mortgage and vacation....more

Throw a Frugal Birthday Party

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A Quickie

Just a quick reminder on this Frugal Friday...We're approaching the holiday season.  As you begin to do your online shopping, don't forget to search for coupon codes before you complete those transactions.Two of the best sites for coupon codes are retailmenot.com and couponcabin.com .  Both offer codes for hundreds of sites....more

Why I Don't Mind Working for $5 an Hour

     Over the years I've worked a lot of crummy jobs.  I've worked a lot of low paying jobs, and jobs that paid alright but that worked me to the bone.  I've been under compensated, and I've done jobs that were above my pay grade because I would work for less than I was worth.  And I wasn't happy, but I can honestly say that I'm happy now.  I only make $5.00 an hour, and I am happier with that than ever before....more

Useful Tips for Parents Saving for College

The cost of earning a college education is on the rise. Besides tuition, students also have to pay for housing, food, textbooks, and entertainment. Check out this article for a few tips on how to start saving early for your kid’s college expenses....more

Envelope System

If you need help sticking to your budget the Envelope System works wonders. I first heard of the envelope sytem at my local church, then also after attending Dave Ramsey's Financial Peace University....more

Traveling Abroad Tips

Happy throw back Thursday! In honor of looking back I am going back to that time I studied abroad in Australia my junior year (woaa throw back)! Also, sorry it's a bit of a lengthy post!...more

Save Money: All you have to do is ask!

When trying to save money or make your money go farther a great place to start is calling your current providers of cable, auto insurance, cell phone carriers, internet provider, etc. Especially if your contract is up for renewal or close to renewal it’s the perfect time to call around for other quotes.  If you are pleased with your current provider and do not want to change do not be afraid to mention other competitors prices or promotions, most companies will match or sometimes even do better.  As a long time loyal customer and someone who pays their...more