Personal Finance

 

Recent Comments on Personal Finance

 

Make a Money Change Without Increasing Your Salary

Palm Tree

Our New Year's resolutions are a month in, and if you're anything like me, you're wondering how you possibly thought you could save money in 2012. The holiday bills are here, taxes are coming due and milk costs $8,000 a gallon.  Read more

How Much Is TOO Much to Spend at the Veterinarian?

Chee-Bee

I have a kitty that is about 2-3 years old ... I don't know her exact age because I got her from a co-worker whose 2 dogs and cat bullied her. A couple of days ago, I noticed Chee Bee acting strange. Strange like lying under the nightstand, in a corner, under the center of the bed when usually she lays on the bed or inside the box spring lining like a hammock where she tore the lining. She also hadn't eaten or drank anything for at least 24 hours.  Read more >

Teens, Tweens and Finances

PayPal Card

We forewarned our girls that this Christmas was not going to be a big one.  The Rooster had changed jobs halfway thru the year and my business was slower than last year. Even if that hadn’t been the case, when we saw the 13 YOs “list” it made us do a double take and realized that these kids needed a severe reality check. I’ve made the comment many times that there is NOT an M.D. behind my name. Sorry for the harsh truth kids, but we are not rolling in the dough.  Read more >

Do You Need Renter's Insurance? Yes, You Do

House Fire Sign

The house I was living in burned down in 1999, two months before I graduated from college. Suddenly, my world stopped. And it didn't start up again for a very long time. When I made it to my cousin's apartment later that night, she offered me clothes, a place to sleep, and the thing that jolted me into my new reality -- a clean pair of underwear. It was this most intimate of items that brought me firmly into my present. I have nothing left. What am I going to do now?  Read more >

Does Your Spouse Question Your Debit Card Charges?

Post Office Box

Hun, what’s this charge on the debit card for $35.66? Oh, um, not sure, where from? ABC United something or other. Oh, I made a donation to a charity. Okay, what about this charge for $2.99 – Fruit what the fuck is Fruit Ninja? Oh, um, I bought an iPhone game for the boys? Really? Yea, they like to play it. $2.99 at Dunkin Donuts?  $6.78 at 7-11?  $3.50 at Starbucks?  Why the hell did we buy a Keruig? Do you really drink that much fricking coffee? Ummm… yes?  Read more >

Zen and Granite Countertops

Granite Countertop

Have you noticed how people whine and complain on HGTV’s House Hunters and Property Virgins shows? Oh, lawsy. They criticize Formica counters, funky wall colors, small bathrooms from the '60s with pink tile, vinyl flooring. Whine, whine, whine. No house is “perfect,” they sigh. Why isn’t there a perfect house for them for a reasonable price? Oh, cruel world.  Read more >

Tips for Selling Gold Jewelry

We Buy Gold Sign

[Editor's Note: I've thought about trying to sell my '80s gold chains a few times, but I've never gotten around to it. Lindy's advice is really helpful -- I'm holding myself back from running upstairs to rifle my jewelry box right now. -Rita]  Read more

She Traded Her House for a Minivan

Minivan for Sale

Bartering has come back into fashion since the recession, but can you believe someone would trade a house for a car? That's exactly what LaWanda Flake did, according to Susana Polo.  Read more

Should You Start Sharing a Nanny?

Toddler Shoes

I never considered a nanny, because unless you have tons of kids, they don't make a ton of sense in a smaller city. However, I know plenty of big-city friends who find nannies more prevalent and affordable than institutional or home daycare. But ANY kind of full-time childcare -- especially infant care -- is ridiculously expensive, often to the tune of more than $1,000 a month. Would it make sense for you to share a nanny with another family? Kathleen discusses the ins and outs of sharing a nanny in this informative post.  Read more

4 Reasons Why You Should Get A Property Inspection Before You List Your Home

Basement Switch

The cost of selling your home can be staggering. There's the cleaning, repainting, finishing up old projects, staging, and the commission, not to mention additional costs you may negotiate to pay for the buyer. The last thing you want to hear is that you need to shell out $400 for an inspection, right?  Read more >