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It’s only the best doctor who the insurance says we can go to, for my son!
Last year, around November, when came time to renew our benefits, we only got offered one plan. Previously, there were two benefits plans, but this year Blake told us there was only one. And the plan that was awesome and that we had previously wasn’t available anymore. We weren’t sure if it was through our same insurance company or not, but we found out a few weeks later when we got insurance cards from United Healthcare instead of Blue Cross Blue Shield. I didn’t think much of it at the time since we still had BCBS. Yesterday, I decided since I had my annual girly checkup that I should make sure my doctors were on the list. If you remember from my pregnancy, I had four doctors in one practice that treated me on rotation so that I knew all of them when it came time to deliver. It was the perfect setup for me, someone who gets anxiety about and absolutely hates going to the doctor. “Of course they will be,” I thought to myself as I typed in my primary doctor’s name. And you want to know what happened? A big, ‘ol “NOT FOUND” happened.
“It must be a mistake!” I declared to my husband who I was on the phone with at the time. I got off the phone with him and called my doctor’s office. Of course, they confirmed that, in fact, it was not a mistake and that they were not in my network. The lady suggested I call my insurance to see if I have any out-of-network benefits, so I did. And long story short, I have no out-of-network benefits. Unless I’m, like, dying and have to go to some random hospital.
Well isn’t that FABULOUS.
So then I decided I better check and make sure Cameron’s doctor was on the list also. Ya know, the new pediatrician we just got that we LOVE?! Yeah, that one. Well, HE ISN’T COVERED EITHER. After all the drama with the last pediatrician, we found this office and doctor that we actually like and now we can’t even go. Because he isn’t “IN THE NETWORK.”
At this point, I just lost it. I started bawling. Thankfully no one was around to see me or they would’ve thought I was nuts. The common sense part of me said “Get it together, woman, it is just a doctor’s office switch!” but the emotional side was taking over. I don’t want to switch doctors for myself or Cameron. My doctors took such awesome care of us throughout the pregnancy and I loved all FOUR of them. I briefly thought “well if I can’t go there, I will not go at all!” but I know I can’t do that either. I think I’m even more upset about Cameron’s doctor. And since we don’t go to any of the doctors here in town, because they are all associated with the hospital in our town which we refuse to go to because they burn people up and switch babies (for real), we have to go to a town about 20 minutes from ours. Well ya know how many doctors I have to choose from in that town? ONE. And you know how many Cameron can go to? ONE. Gee, thanks, United Healthcare. You are so awesome for not only telling me that I can’t go to my own doctors anymore, but now you want me to go to people I’ve never even heard of. That is just awesome.
I sure hope we like these doctors since they are the only ones we can go to. I am trying to be thankful that we have insurance, but United Healthcare is making it impossibly hard.
