[Editor's Note: This great list of suggestions spans clothes to food to utilities.]Budgeting and saving doesn't have to mean sacrificing. It might just mean making small changes or tweaks in what you've been accustomed to. Swapping should be easy and painless, it just takes creativity and preparation!...more
So, we recently got through the Christmas in July sales, and I believe I even saw some summer “Black Friday” marketing attempts by a retailer that rhymes with Farget. Is this crazy? Yes…and no. Although I am not alone in being someone who shops for Christmas gifts all year long, I know that folks who join me in this madness are few and far between. Most of the time, I get comments like “You’re crazy” when I tell people about my early Christmas shopping habit. However, if you’ve read my blog about grocery shopping and dinner lists, you can probably understand a ...more
What would happen if I lost my job? Oregon is an at will state, which means I could be fired at any time, for any reason. My employer is private, & not subject to any unions. There were three previous temps in my position, though I've outlasted & outperformed each of them. My last performance review was a bit rocky in some areas, but things have smoothed out lately....more
Yay, back to school time! Sure, new stuff might soften the landing a bit for kids who are reluctant and cranky about starting the new school year. But what if you don't need anything to buy anything new this year? What if the school stuff they were just using back in June is still fine and acceptable for September?
We’ve been talking about having our friends over for an outdoor party pretty much ever since we moved into our house a couple years ago. We even added our fire pit with the hopes that we could have some fun ‘couples nights’ sitting around a bonfire with marshmallows and wine....more
When I was growing up, I never got to go to summer camp. Both my parents worked and my oldest brother was in charge during the summer. Sometimes I remember the things we used to do and think it's amazing we all survived! I used to be jealous of the kids that got to go to summer camp....more
In fundraising, budgeting is imperative. When hosting an event, big dollars are often spent on decorations to create a fun and lively atmosphere. Here's a great idea for how you can decorate and get that party vibe without spending your hard earned dollars.• • • • •...more
When it comes to matters of money, it’s easy to let your financial issues collect dust. You’re likely skip out on cleaning what you can’t see. Are you apt to toss bills you can’t pay in a junk drawer so that they pile up over time? Do you have a bad credit score that clings to you like the scummy build up on your bathtub?...more
I have some good news and some bad news about gardening. The bad news is that it can cost a fortune to have and maintain a garden… but the good news is that it doesn't have to! One mistake we all make when it comes to our gardens is not having a clear idea of how much we are willing to spend on it. We go into it without having a plan of attack, and end up spending way more than we had originally wanted to.
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