Chip and PIN, will It save Us?

Many Americans, says a recent survey by Gallup, worry about a data breach connected to the use of their credit cards. Interestingly, many people use a credit card for everything under the sun: even just a soda and bag of chips from the convenience mart. The more you use a credit card, the more likely it will be compromised by cyber thieves....more

Chip and PIN vs. Chip and Signature Cards

The planet’s most powerful nation is sure backwards when it comes to the payment card industry: Why has America been using 1970s technology as of the posting date of this article? That magnetic strip on credit and debit cards has GOT to go already! And thank goodness, the transition to chip technology is more imminent than ever....more

National Retail Federation pushes for Chip and PIN

The recent major retail breaches have fueled increased interest by the National Retail Federation to push for implementation of a chip and PIN payment card technology. This would make the magnetic strips on payment cards obsolete and no longer a calling card for hackers....more

Chip and PIN or Chip and Signature?

OK, there’s lots going on here. Read slowly and wrap your brain around this. So which offers more security? Chip-and-PIN or chip-and-signature for your card payments? Chip-and-PIN wins. This is due to two authentication forms: the card and the PIN, which is stored in your head (or should be, anyways, rather than on some small piece of paper crinkled inside your purse)....more