How to Use Credit Card Easy Ways

Credit card InformationA credit card will bring you out of any number of financial predicaments. Do you need to purchase something, but you do not have the money on you? This may not be a difficulty. Pay together with your credit card, and there is no problem. Do you wish to improve your credit rating? It's super easy with credit cards! Keep reading to find out alternative methods credit cards can assist you....more

Financial Discipline: Times and Places You Should Avoid Making Use of Your Credit Card

Using credit cards come with great convenience and lots of benefits. It is also an easy way to build your credit history and score. Not only that, it could also help you cover unexpected expenses when you are cash-strapped or need to manage your subscription billing. There are loads of benefits to using your credit card but there are times you have to know better than pulling out that plastic.1.   When upset or depressed...more

How long does Information stay on Credit Reports?

If you are concerned how long any negative information will remain on your credit report, it takes seven years from theDate of the Last Activity (DLA) before the item is deleted from your records (and seven to 10 years for bankruptcies). This is a very common question posed to credit reporting agencies....more

My EMV for a Week Challenge is DONE!

This week I worked with Gemalto, as part of Gemalto’s #ChipAwayAtFraud campaign. I was tasked with using my “chip” card when making a bunch of every day purchases like getting coffee and shopping. Gemalto, one of the world’s leaders in digital security, wanted a real-world take on the EMV card experience, which includes the security benefits EMV cards presents. You know EMV; it’s the “chip” credit card that, by now, you should have....more

Should You Use Near-Field Communications?

Have you ever wondered what kind of superpower you’d have? I’ve always wanted to send messages and ideas with my mind to others. My dream can sort of come true with near-field communications (NFC)....more

Card Company's boosting Payment Security with Mobile

Whoever thought that one day, paying with green paper would be viewed as primitive as a horse and buggy? We seem to be getting closer to that time, especially since the security of making payments via smartphone is always being improved....more

Chip and PIN, will It save Us?

Many Americans, says a recent survey by Gallup, worry about a data breach connected to the use of their credit cards. Interestingly, many people use a credit card for everything under the sun: even just a soda and bag of chips from the convenience mart. The more you use a credit card, the more likely it will be compromised by cyber thieves....more

Chip and PIN vs. Chip and Signature Cards

The planet’s most powerful nation is sure backwards when it comes to the payment card industry: Why has America been using 1970s technology as of the posting date of this article? That magnetic strip on credit and debit cards has GOT to go already! And thank goodness, the transition to chip technology is more imminent than ever....more

21 ways to Prepare your Credit Cards for Overseas Travel

Imagine being overseas, and in the process of using your credit card to make a purchase—and it’s declined—and you have no currency or checkbook. Nightmare.The decline could be to prevent fraudulent use; perhaps it was recently reported lost, but then found or the country you are in is known for fraud. To clear this up, you must call the card company and tell them that the purchase you want to make is legitimate....more

Credit Card Fraud booming

Online credit card fraud is flourishing, according to the U.S. Retail Fraud Survey 2014. One of the reasons is because online sales are ever on the increase, currently accounting for 6 percent of total sales, says the report, the most extensive of its kind. The projection is that within three years, retailers will be getting 15 percent of their sales online....more
Menu