Freelancing Isn't a "Real Job"

Getting back on track. Too much going on. Got called in for a last-minute job on Friday. And on Friday, the bank said it doesn't want to grant us a loan. It isn't even that big of a loan by local standards (read: where we live is expensive anyway, so this is small potatoes).Freelancing pays--really!   ...more

What to Expect in the Second Year of a Serious Relationship

I’m now in  the third year of my relationship. Things are going great. We are thinking of how to get things moving forward (when do we get married and buy a house?) and things are starting to pick up. We have pets - a dog and a cat who, by the way, are best friends. We have a shared bank account.Yes, we’re making big plans together.I'm sharing this because I want to give an idea - to those that are in their second year in a serious relationship - on what to expect and how to prepare for the future . I know it won’t apply to everyone, but I feel that those who are currently with a "significant other," making things work, will find these worth noting:...more

Rent Payments Will Now Boost Your Credit Score

It took a long time but it finally happened. Credit reporting bureau Experian recently announced that it's now collecting consumer data on renters. Those who pay on time will now see it reflected as a boost to their credit score. But, beginning in 2012, late payments will also be reported. Rent payments have long been overlooked as an indicator of credit worthiness....more

The Mortgage Crisis & Credit: Let's Talk About Foreclosures

Every day I receive more and more emails from people who are quickly trying to respond to the financial chaos that continues to emerge from the mortgage crisis that has taken this nation by storm.  ...more

Reasons Your Credit Score is More Important Than Ever

Most people know that good credit is key to financial health. Few realize that now more than ever strong credit is important. As the economy struggles you’ll need to work harder to prevent a credit score downward spiral. The “Secret Sauce” Formula is Still Secret ...more