Joining Financial Baggage in a Marriage

One of the hardest things about marriage is arguably meshing two different money styles and two different financial backgrounds. I came from a very rigid financial family – my dad is a spreadsheet guy (well back then he was a green ledger sheet guy) who tracked every penny. There was never a lot of extra money but we had what we needed and my parents put all of us kids through Christian schools and through college. We drove cars until they died (one was 17 years old when my brother finally totaled it), rarely ate out and never got really expensive gifts....more

Simple Cutbacks, BIG Savings

Saving money when you’re already on a very tight budget is like saying no to an Oreo when you’re on a diet. It’s almost impossible. ...more

My husband and I have switched credit cards to those that earn money or store credit back, ...more

Dating & Love: Is Debt a Deal-Breaker?

My friend C had a secret love that was destroying her relationships. That love went by the name of Marc Jacobs. "Confessions of a Shopoholic was basically my life," she told me. After years of stocking her closet with the latest must-have shoes, clothes, bags and jewelry, she amassed more than $20,000 in debt. Her college boyfriend wasn't pleased. He was planning to go to medical school one day. But if he wanted to be with C, he knew he'd have to be with her credit card bills, too. ...more

If the person is willing to give up their spending ways and realize it's a problem, then yes ...more

Tipping in Our Economy: Ideas needed I was dumb. I am broke. I'm learning, took me long  So I'm sitting in my room in the Fairfield Inn. The kids and I are spending the week here while the kitchen, plumbing, electricity and bathroom all have work done on them this week. The kids and I have deemed it, "Our HomeTel." It's a 2-3 star hotel, nothing fancy. We got a very discounted rate through a friends & family program....more

6 Signs That You've Gotten M.A.D. (Money Anxiety Disorder)

  The American Psychological Association conducted a survey in late 2008 and found that 80% of the people who responded said that the financial crisis was causing them a significant amount of stress. Anxiety over money issues has produced a new ailment that is affecting a large part of the population, particularly women. Psychology professionals have named this affliction: Money Anxiety Disorder....more


Ice cream dates were out the window. Eating steaks was also out the window (poor Josh). Lunch? That's what you make each night and pack into a bag so you can take it to work with you. Not in a fancy, cool lunchbox (unless you already have one), but in one of those plastic bags from the grocery store. And you reuse the plastic bag every day until it has jelly smeared down the side of it (cause you're packing PB&J -- or its equivalent -- every day). Our food budget was $40 a week, combined, for the majority of those 3 years. ...more

This is a great article, I can do this and have, my car is a compact, paid for and 9 years old. ...more

The Other Side of the Fence (Life After Bankruptcy)

I think that it’s a big thing that I can say that Jessie and I never fight about money.  When things are tight and we are stressed about how we are going to make our money stretch, we are able to sit and talk it out without fighting about it.  This is a part of my marriage that makes me very proud. Oh, it wasn’t always like that.  We had to do a trial by fire to learn how to calm the hell down where money was concerned.  We learned young, and we learned hard....more

Thank you for sharing your story. I'm there. I'm coming out with it that I plan to file myself ...more

Good Debt versus Bad Debt - Which One Wins?

HollisC Debt does have a few useful purposes: it allows us to establish a credit history (hopefully a good one) and enables us to acquire things before we have the all of money to pay for them. Conventional wisdom breaks down debt into two kinds: good debt and bad debt....more

For-Profit Colleges: Good Investment in Your Career or Huge Scam?

Step into my parlor said the spider to the fly. The actors in the for-profit school commercials push the right buttons, both cultural and emotional. Make the call. Get trained. Create a new life. The parlor of the for-profit academic, career and vocational training schools is an expensive one. In one form or another, U.S. tax payers fund the billion-dollar industry price tag for students attending these institutions. ...more

Financial Crisis or Road to Recovery? Blogger Danielli's Money (Part I)

She has a good income, heinous debt, she's planning her wedding and -— oops! -— her fiancé just quit his job. Danielli wants off the financial rollercoaster, but how? Read her story. ...more