Shift your circle of influence

I read an article on that touched on shifting your circle of influence and it has resonated with me ever since. Below is a snippet from the article:"There comes a point in your life when you realize who really matters, who never did and who always will....more

The New Year is Under Way

I’ve finished my first week on the job, which was spent in school. 120 handwritten pages, and three pens, and this back that doesn’t like to sit all day has survived, and survived it well. I wasn’t crazy about school, but I liked the information (most) I was learning! I could have done without Ocean and Inland Marine insurance, but it’s part of the license exam, so it’s part of the class. Bradley wondered why he has to learn about some of the algebraic lessons he’s learning in school right now, and I get to relate to him on a whole new level....more

Money, Money, Money! Find Financial Freedom Now

The BlogHer and DailyPost blog prompts for NaNoBlogMo today all had to do with money, and lots of it....more

Sick of Working For Others? Create Passive Income!

Majority of people are trapped in the rat race having jobs working for others but do not know how to get out. This article offers a way out to achieve freedom through earning passive income. Internet business is recommended because it is exciting, rewarding and best home based business. Tips are given that are designed for professional business working from home.If you’re given a choice of making $500 as a one-time payment OR getting only $100 but paid this amount every month for 20 years if not for life, which would you choose?...more

Financial Tune-up

     The New Year brings lots of opportunity for improvement. We all wish we could do better, or more, or make improvements in our lives. Often the basis for the ability to do more where it relates to those things that are needed in our lives, or are a part of a dream for the future may be tied to our finances. Either we don't have enough, or what we have is not stretching as far as we would like. At the root of this problem is a budget....more

What Does it Mean to be Financially Secure?

Every year the usual articles hit the headlines: "Best Jobs for the Year Ahead!" and "Most Secure Jobs for [Insert Year]!". And, year after year, I have to resist the urge to scream -- stop lying to everyone, will you? Why do I feel the spin on these articles is a lie? Because one size does not fit all and security has nothing to do with a job, a particular industry, or the state of the economy. ...more
Great post! One thing to remember about earning more vs. minimizing financial obligations. When ...more

How to dump your debt without losing momentum

This is the 8th post in my financial series chronicling our debt free journey.So on to baby step #2 and the real reason that most people are looking for help. DEBT. We think it's normal. It's part of life. Everyone has a car payment. Everyone has student loans. Everyone has a Visa bill. Well, we were tired of being normal. Dave Ramsey has a saying "Normal is broke. Be weird!" I can't remember EXACTLY where we were on our credit card debt when we first began this journey but our debt looked something like this:...more

The "B" word: B-U-D-G-E-T

So Dave Ramsey lays out these 7 baby steps ($500-1000 in an emergency fund; pay off debt except house; 3-6 months expense in emergency fund; invest15%; college funding; pay off mortgage; build wealth – MORE DETAIL). (We’ve kind of adapted our baby steps/financial plan but that’s a different post.) Well to get to any of those places there’s one thing that needs to be in place and that is a budget. Preferably one that works. Our previous attempts had not....more

Every month is not the same so it makes sense that your budget is not going to the be the same. ...more

The Single Woman's Ultimate Declaration of Independence

Well, I finally went and did it. I've taken the plunge! ...more

I think your declaration of bling-dependence is AWESOME!! There's a certain gal in my close ...more