Are We Seeing A New Trend: Guilt-Free Foreclosures ?

Not three hours ago, I got off the phone with a friend who shared that his house would probably end up in foreclosure. He doesn't want that to happen and had spent several months and 150 pages worth of documentation to get a loan modification. Last week, he learned the loan modification was rejected. While he is struggling to get his head around the entire situation, one thing he does not plan to do is become a squatter in his own home. Evidently, he is bucking a trend. ...more

I am right in danger of ending up in the situation you blogged about here. While many people ...more

Hard Lessons from the Soviet Union

The collapse of the 71 year old Soviet empire in 1989 stemmed mainly from the collapse of the Soviet economy, due to an unwinnable war in Afghanistan and a blown out military budget. The parallels with current US economic and geopolitical problems are obvious. Other similarities include the fact that the citizens of the US have lost any ability to influence their own government, as well as being stripped of basic civil liberties they are supposedly guaranteed under the Constitution....more

Do You Do It In the Morning Or At Night?

First week back to work after 4 years is done.  Why is it we don’t cherish what we have until it’s gone?...more

A Chronicle of How the State of the World Can Inspire a Signature Jewelery Design - Part 2

For many months I spent countless hours  thinking of the type of piece I wanted to design—it had to be a piece that was not only attractive but inspirationa...more

Somewhere in the middle

While it's been a miracle of a week for me. Yesterday our house was saved hopefully for good. Then have been really wondering these past few weeks what I should be doing with my life. So I asked my higher power what I should do. I've surrenderd the situation and it came to me to write articles for magazines. So I sent in my submissions and am still sending in more. But, I already heard back from a magazine and they want to publish my article. I've been working with one of the staff members to make it really good. I'm proud of it and all the hard work I put into it. I ...more

Protecting your home investment

As a Realtor, I often see families having trouble making their house payment.  I have also witnessed what this does to the parents but also the strong negative impact to the children involved.  Soon, everyone is afraid to answer the phone because of the dunning tactics of mortgage companies.  Mailboxes are flooded with default correspondence.  ...more