How we save $4,200 a year on groceries because: we want to pay off our house ASAP!

Do you know how much you will eventually pay for a mortgage over a 30 year span of time? With the average interest rate you can get today on an in bank loan and on a thirty year commitment you will eventually pay almost double! I don’t know about you but I for one do not want to have to pay double for my home and, even it means living a little less comfortably, having an old car, or not being able to take a vacation, I will be happy to do that!...more

How we save over $10,000 a year!

I’m sure you guys have noticed that “frugal” is basically my middle name. I really really hate having to buy anything new and just the knowledge of how much we’ll be paying for our house on our thirty year loan in interest is enough to give me heart palpitations! So, I do what I can to help us live as frugally as possible in the hopes that someday we will have a little extra so that we can pay off our house a lot faster. With Joe just starting his own business we have learned to cinch our belts a little tighter and put off our mortgage free dreams for a little longer....more

Should I Increase Income or Become Frugal?

Do you consider yourself wealthy or at least making enough to support your family? If you don't, what should you do? Should you increase income or become more frugal? One of the most important part of this blog is to answer your questions. Carmen from Canada sent me the following one:...more

COUPLES WHO SAVE TOGETHER – STAYS TOGETHER {400+ IDEAS!)

Couples Who Save Together - Stays Together {400+ Ideas!)Over 400 ways to have frugal fun with your significant other!...more
I'm not familiar with that app but I may have to check it out!more

Habits to an Easier Life

I don't like to give out much advice, for fear I am unable to live up to the expectations of the said advise... But there are a few changes that have changed my life and are ones I have {and probably will} struggle with for like EVER. It's like my pastor says when he's preaching, he is mostly talking to himself and its easier to have a message when it's something that pertains to something you yourself have lived/struggled... ...more
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