The Price of Convenience – Choosing the Boring Frozen Pizza

A budget tells us what we can’t afford, but it doesn’t keep us from buying it – William Feather...more

The Importance of Organization: Finding the Best Deals With Coupons

Organization is one of the most important parts of shopping with coupons. People always say not to go grocery shopping on an empty stomach. I say don’t go grocery shopping unless you and your coupons are organized! The first thing I always do before I go shopping is start by doing a little homework. This doesn’t have to take a lot of time. I take a few minutes to skim the grocery ad and check out what is on sale. I generally jot the things done that I want to buy....more

Two Words That Can Cause The Most Damage To Your Budget – “It’s Only”

“It’s only”. This is the phrase that is going to get you in trouble. I have found in my experience teaching budgeting and also doing one on one budget counseling that people who say this the most during our conversations have the most trouble....more

She was still a student at the time and had a morning coffee & bagel habit. She said "It's ...more

Frugal Beauty Tips – 5 Household Pantry Items to Incorporate Into Your Beauty Routine

Let’s face it, beauty products are expensive. Keeping up with all the new trends and the lotions and potions that come out is time-consuming and can drain your bank account quickly. Sometimes it pays, in more than one way, to go back to nature to keep ourselves beautiful. You might be surprised to find there are many items in your pantry that you can incorporate into your beauty routine. Here are 5 simple household items that can be added to your beauty routine:...more

I use a sugar scrub that I make from grape seed oil, white sugar and a few drops of lavender ...more

Are You Really Getting A Deal? Your Savings Can End Up Costing You

I love shopping for the best deals. I clip coupons to match with store sales to optimize my savings. I also sign up for several daily emails which update me with the best sales, coupons or other freebies for the day. After reading some of those articles, I wondered how many of us just buy something just because it’s on sale or free. Maybe you don’t really need the item but since its only a few cents here or a few dollars there, you go ahead and get it....more

I just blogged about this last week. I stopped doing coupons when the local paper got too ...more