Gifts from the Spirit -- Five Free and Five Frugal

In the rush of the holidays, we forget that there are gifts of the spirit to give -- things that have value but not monetary value. You cannot buy these things; you can only give them. #1 The gift of time Time is among the most valuable things we can give. Write out a gift certificate for time. .....Give a friend a gift certificate for X amount of hours of free babysitting. .....Give your spouse a certificate for a "Get Out of Chores " Free Day. .....Give an older relative a gift certificate for X number of free sessions helping with housework or yardwork ...more
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