I recently attended the wedding of a college roommate and dear friend. It required travel, and in doing so, I was able to spend some time with my other roommates, friends I have known since we were all buying pizza with the coins we found in the ashtray of an ancient Festiva, friends who now range in professions ranging from psychologist to speech pathologist to elementary school principle. Well-educated, dual-income couples. Out of the five of us, three couples have kids. Actually, everyone but us that has kids has TWO of them. And we’re all broke.