The Cost of Waiting

Have you started saving for retirement? Do you think you’ll be fine if you start tomorrow? Maybe you’re satisfied with waiting until next year, or you think you can push this off for a few more years.You have plenty of time to worry about this later – right? No. Not really. You might want to think again and ensure you understand the cost of waiting....more

Make Money With Money: Why Savings Accounts Suck

I’ve never had any idea what I should be doing with my money. For a long time, I figured keeping it in savings accounts was good enough. I kept asking people what to do, but no one really wanted to answer that question because money is a big secret no one is supposed to talk about. I heard I should buy mutual funds, but how do you do that, and was I supposed to know which ones?...more

College Fund (and College Fund and College Fund and College Fund...)

My parents tried to teach my sisters and me the virtues of saving money while we were still quite young.  They would stuff bills and coins into a cookie jar on the shelf in the kitchen, or into an empty Maxwell House coffee can.  They started savings accounts for us when we were born, and as soon as we were old enough, they’d drive us over to the fortress that was the Dollar Savings Bank on the Grand Concourse in the Bronx to deposit our birthday money.  They took us to see Mary Poppins at the Loew’s Paradise and would sing us the song about “when you put tuppence in...more

Savings tips

We are now in the month of February. In which most of our new years reso’s & goals have began to fall to the way side. Theres still hope for some of those goals though! If you’re like me {horrible at saving money} & you’ve made a goal to save {every penny you can} a little money in 2013 I’ve got a few ways to help you do it. Here are a few things I’ve picked up, ok so I heard them from my financial advisors {my mother, dad, brother, & a lady from work}....more

Who Is Rich?

As kids grow up, they start to ask questions.  Lots of questions.  Some are easier to answer than others.  They constantly challenge you to help define things that in many ways are undefinable, or defined by different people in different ways....more

Retirement Planning: 10 Things You Need to Know

  Hello Everyone! I am still in way over my head with this move (moving is really one of the worst experiences ever, even when the move is the best possible thing for your family)....more

5 Money Saving Tips to Get the Shoes You Want!

I'm not going to lie; I love the finer things in life. When it comes to a night on the town or purchasing those adorable heels I saw at the store, I'm all over it. That is, until reality sets in. Being a post grad 30-something means that I have these awesome little things that come monthly called bills. Since I'm not one to sacrifice on fashion, especially shoes, I realized that I needed to cut back in several areas in my life to be able to buy the shoes I love and still have a place to live. So, here are my money saving tips that will help you get the shoes you love!...more

I'm Saving Money with a No Spend Challenge

Thanks to the inspiration of The Budget Mama I have decided to take an oath to not spend outside of a strict budget for the whole month of March. The way a no spend challenge works is you don't spend any money on anything that is a non-essential. You still pay your bills, still buy groceries, you just go a month without all of the luxuries and extras. ...more
I would join except that this challenge is actually how I must live every month, no choice ...more

Apping My Way To Savings...Or Not?

Take a look at your phone right now and look to see how many "savings" apps you have on your phone.  Do you feel like you are getting great deals?  Do you love or loathe all of the apps out there today to save us a buck?  It seems like there is always something new and great coming out as a way to save money....more
Denise  I definitely think adding stuff to my Cartwheel before I go out is something I need to ...more

7 Ways to Spend Less in 2014

2013 is coming to a close and many of us are finding ourselves looking for ways to reduce spending in the New Year. Aside from some of the typical brown bag your lunches and skip the lattes advice (which is also great by the way), below are some big picture considerations and steps to take to keep more money in your pocket for 2014:...more
Great post...I do home care and my client are low in come and brought up these little facts you ...more