Yuletide Celebrations: For a holiday gift, you can donate skills as a present

Families who’ve been hit with unemployment, high inflation rates and higher credit card fees are tightening their belts and coming up with creative ways to save money on holiday gift giving.Ideas such as taking no-spending months, giving the gift of manual labour and using accumulated credit card reward points to buy gifts are ingenious ways that folks can save on gifts.Here are some nifty and resourceful ways people are saving for the holidays....more