My dad is a photographer. Nowadays he shoots mostly digital, but when I was a kid he used black and white film and printed the photos in our kitchen. Looking back on that time, I remember feeling excited on the nights he would set up this makeshift darkroom, like there was a wild adventure about to happen inside my little Manhattan apartment. He would hang thick, black curtains over the kitchen door and windows and a long clotheslines across the center of the room to hang his photos on while they were drying....more
When you work on your own, it’s hard to ignore the financial challenges that come along with it- especially when you’re just starting out. There are currently millions of Americans who work for themselves, and many of them find themselves in debt without a safety net. Not only is this an uncomfortable situation, but it can significantly impair your ability to do the kind of work you want to do....more
Many creative people have a very detailed vision of their "Dream" business or project. It is vivid. It is alive. It follows you around all day and all night. Maybe you have been thinking about or obsessing about "it" for so long that it no longer exists in your mind. It really is "out there'.Now you have developed that image to the extent that you fear someone else may find it and use it, well steal it, before it becomes your reality....more
Do you have what it takes to be self-employed? It can look so easy from the outside looking in, but that is a total mirage because it barely provides a peek into what it really takes to run a successful business.
People often ask me - how did you know you were cut out to be your own boss? How do you deal with the anxiety? The risk? The learning curve? There are many ways to be successful... I coach my clients how to navigate the inner and outer obstacles all the time. Yet, I will be the first to say that self-employment is not for the faint of heart, it's not for everyone. So, how do you know if it's right for you?
I was covering a story for Mary!Mag and I signed up for a story on WEB, Women Entrepreneurs in Baltimore. I needed to find out what the inspiration was for the founders in creating this organization, which helps women become business owners. I signed up for the assignment, because like so many people who lost their jobs due to the economy, I needed to reinvent myself this year and join the mid-life career changers group. I went from teacher to writer overnight and still struggle to learn my new niche as I work hard to find fulltime employment....more
Technology is helping many of the self-employed and small business owners do business on the go and stay connected to the office without breaking the budget. Lower priced computers are helping the jobless and work-at-home moms stay connected without breaking the bank.
According to the Urban Dictionary "The Man" is
"The Man is the head of "the establishment" put in place to "bring us down." Though nobody has physically seen "the man," he is assumed to be a male caucasian between the ages of 25-40 and is rumored to have a substantial amount of acquired wealth, presumably acquired by exploiting those whom his "establishment" is "keeping down."
But Da Man is
"Awesome; really cool guy. Nobody's better"
I work for an establishment; but I guess I actually work for "Da Man"
So for all you self employed folks out there, this week is for you! I am laying out all of your retirement plan options in gory detail. For everyone else, take the week off from reading. Grab a beer. Watch Heroes:) The first installment of this series discussed the SEP IRA. Part 2 of this series explores another popular option: the Solo 401K. The next two entries will describe the other options available to the self employed and the last entry will discuss what options are appropriate for you according to the kind of business you have and your goals!
If you want to make money on the internet and have the freedom of working from home, get creative and build a website that offers: either quality content and/or a product or service people actually want. I know that's not what you wanted to hear at this point, but it's the only honest and genuine way of making a living on the internet. It might sound impossible, but many others have done it. Here is some ideas I've picked up over the years, but don't be afraid to try something new: