Should I have a third child?

I have two healthy children. I have one husband.  I am 34 years old.  I live in a 2 bedroom/1bathroom apartment (rent in the bay area is insane).  We have a shared washer/dryer with the other 4 apartments in the building. I have 2 masters degrees and a steady job. My husband has 2 masters degrees, an "in-progress" PhD, and a steady job.   We have health insurance, life insurance, and are contributing to retirement accounts.  I have a small, but significant investment portfolio (my husband does not)....more