Do you know what you're worth?

Worth encompasses several areas. One is how much you earn- your income from wages. A second is how much you are capable of earning in the future, either with or without further education. The third is how much you own versus how much you owe at a given point in time, which is called a balance sheet: assets compared to liabilities, in other words what you have of value (home, car, savings, investments, etc.) measured against your debts (mortgage, student loans, car loans, credit cards, medical debt, etc.) and that final figure tells you your net worth. Do you know how your numbers stack up? It is important to make up a balance sheet for yourself several times per year and to think about your money flowing in relative to the money going out each month. Also, think about your earning potential- are you maximizing your earning power? To be in control of your financial future you must supervise and take care of your financial health on a regular basis, just like you do with your physical health.


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