I am a work at home mom of 2 and wife to my fabulous hard working DH. We like to pinch pennies where we can so that our income allows us to also enjoy the finer things in life. It was not always that way though. We srarted pinching pennies cause we had to. Our income just covered the bills a few years ago and we had a hard time enjoying anything extra. Through trial and error, we learned how to make the income stretch farther so we could have more fun in life!!