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How to Prepare for Homelessness

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I'm no stranger to homelessness. Sadly, so many people are too familiar with it these days. Battered women, families who've lost their income, men who've lost their jobs of 25 years and have searched until their unemployment has run out to no avail.  The economy and the social situation in this country seem tailor made to result in homelessness.

In my case, it's merely red tape.  I've been out of work as a result of chronic illness (Lupus) for years, and rely on my social security and housing grants to make ends meet, but this month I was faced with a clash between the apartment complex and the Housing Authority that threatened to leave me without shelter.  As I went about making arrangements to be homeless, I realized that there were a number of things that could be done to minimize the impact of homelessness and make it more likely to be a temporary rather than chronic situation.  For some, homelessness becomes a trap.  I wasn't about to let it become a trap for me and my family.

 

How to Prepare for Homelessness

1. Sort through all your papers. Know what's really important: ID, legal records, school records, social security and insurance information top the list. There are also some publication-ready critiques I have taken out of my file cabinet (which is now empty) and into a small carry-file.

Sentimental Bear2. Sort through any possessions that have sentimental value. This one is harder for me. The last time I was without shelter, I at least had my car. Last time I was without shelter was when the girls and I moved from Buffalo to Florida in '03. Our car broke down a few weeks before the move, and we had to sort everything into three suitcases. I'm afraid we could be there again.

3. Figure out how much you can reasonably carry. There's a reason you see so many homeless with shopping carts. When I had a van, I was able to keep things like the TV, dishes, and small appliances. If I'm out on New Years Day, I won't have room for any of those things.

4. Which brings me to the next must: Maximize your carrying space. Rolling suitcases, small shopping/laundry carts and the like increase what you can save. It also makes it more tiring to carry and drag around.

5. Know where the motels, shelters, soup kitchens and food pantries are, and what you need to have/ do to get in. If you're looking for a shelter, call in advance to find out when they start to line up and if you need some sort of referral to get in. Also make sure that you know what ages and genders they take. Some places only take families, some only children, some only men, and so on. Try to plan around breaking up families... that part might be hard.

6. Have transportation. Get a monthly bus pass. Some agencies will provide them for the homeless. Sometimes, however, any money you get should go toward transportation. Having mobility means having choices.

7. Don't LOOK homeless. Looking homeless is looking vulnerable. If you look like you're shopping (or on vacation) by staying clean and fairly well dressed, you're less likely to be harassed or robbed, and it'll be easier to impress prospective landlords.

8. Put your money in a roof. Most landlords want to see you pay no more than 1/3 of your income in rent. Let's face it: Hotels cost a lot more than that, and so do most apartment homes in decent neighborhoods... at least if you're on Social Security. That doesn't mean YOU have to agree to that. I've paid 1/2 of my monthly income in rent before, and more than that on a few occasions. The thing is, if a landlord lets you in with that little income, he's more likely to be a slum lord type. If you're well-dressed and well-spoken, however, you can sometimes convince some of the nicer places to allow you

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Learning to Live on a Budget 5 pts

Your post brought tears to my eyes. It was beautifully written and hauntingly informative.

I read it days ago and have thought about you a lot since then and just had to come back to say good luck and I hope everything works out for you.

http://learningtoliveonabudget.typepad.com/learnin...

Momofsixteen 5 pts

I affirm all that you have said.

I've been there, too. Just over a year ago and still struggling to stay on my feet, but I can only go up at this point!

IWantThursdays 5 pts

Thank you for sharing such a personal story.

I personally have never been close to being homeless, though I know we went through some rough times financially when I was a child.

Someone who is homeless is often looked down upon. Thank you for reminding us that it can happen to anyone.

tara

More of me at: http://iwantthursdays.blogspot.com

alysia75 5 pts

What an incredibly brave post. Many of us are just a couple paychecks away from losing everything. Thankfully we have family to help us if we are ever that desperate, but I am fully aware that not everyone is as lucky as we are. A church in my neighborhood feeds the homeless 3 times a week all winter, so we regularly see how prevalent homelessness is in our area. Good luck to you.

JanLeasure 5 pts

In my career I have written millions of words, however, no words that I have read or written have touched me so profoundly as your How to Prepare for Homelessness article. I wish that every woman could read this--no matter what their stage or status in life. The advice is chilling but excellent. It is however, also motivating in several ways. The reality hits you in the face, is humbling and makes me want to rush out and help. Everyone should pack their self esteem no matter what their situation. Thank you for such a real, touching and informative article. I wish you peace and success. Your obvious talent will see you through.

Lisa Stone 6 pts

"I wish you great strength through this struggle. I cannot express in words at this moment how in awe I am of your composure. Your children are blessed to have a mother of such determination and strength."

Dorid, thank you for this post.

Lisa Stone, BlogHer Co-founder ( http://www.blogher.com/member/lisa-stone )

BlogHer is non-partisan but our bloggers aren't! Follow our coverage of Politics & News ( http://www.blogher.com/topic/politics-news ).

trigirl13 5 pts

Though one I had to work up to in order to read it. A lot of the work I do takes me into people's homes. It is a very intimate thing to be welcomed into someone's world and I get to really see how so many of the "working poor" live. While on one hand I am extremely grateful that I am *safe*, on the other hand I always think "There but for the Grace of G-d go I". It makes my heart heavy to know so many people who work hard and are good parents, and face homelessness or live in poorly regulated homes.

Thank you, Dorid, for writing about this so clearly so that we can all learn from what has to be a challenging experience.

-julie

havestrollerwilltravel 5 pts

Thanks so much for writing such an informative article. I think "preparedness" is so vital to success in many aspects of our life and losing one's home is definitely one of those experiences.

Hoping things take a fabulous turn for the better for you in 2011.

Alissa

www.havestrollerwilltravel.com ( http://www.havestrollerwilltravel.com )

kpaisley 5 pts

This was clear, concise, and helpful, even while it was harrowing to read. I have never been homeless. I am on disability, and I understand how that can be not enough to live on. I also won't start receiving payments until this month (mandatory six-month wait), and I outlived my prognosis in November.

I volunteer with homeless people in my community; homeless ministry was an interest before I was diagnosed with cancer, and became a passion afterward. I'm going to start handing this out to people on both sides of the economic line.

Anyone could become homeless. Anyone. All it takes is a catastrophic diagnosis, job loss, and/or a community that doesn't care.

Again, thank you.

strawberrytech 5 pts

Dorid this is great advice...

Personally I have Multiple Sclerosis though it hasn't really ever been a 'reason' for any of my homeless stints which were related to:

At 14 running away from a Boarding School (shut down recently for child abuse) and choosing the streets over being brainwashed.

At 25 with my 6mo daughter to escape an abusive relationship.

Now at age 29 married pregnant and with TWO daughters we are facing foreclosure...so I'm totally with you when it comes to how easily this can happen.

What I would like to add is the importance of community and family, being biological or chosen. Having a network of people through being active in the community, a church, a networking group, alumni, PTA, PEPs etc. is absolutely essential, as is beinging able to humble oneself enough to ask for help and to realize it does not reflect ones value as a person.

Another thing is the beauty of barter...there are people who have houses looking for a little extra help in exchange for room and board, people to talkto, look at sites like dibspace and if you haven't already seen it you'd be amazed how valuable skills you might not have otherwise thought so are!!

Much love to anyone else who might be facing this...

Kristin
--
KristinBennett.com ( http://www.KristinBennett.com ) :: Where it all comes together...

ardeeann 5 pts

It is not easy being homeless and it can be hard to get back on your feet but you have provided common sense ideas of how to manage being homeless. It does not have to be a chronic condition although many are a hospital trip or broken down car away from the specter of homelessness. If just one person has learned anything from your post then your efforts have been well worth your time to write it up.

As a disabled woman I understand the fine line that we walk between having a home and potentially being homeless. We have to be as empowered as possible.

Cordially,

Ardee-ann

http://ardeeeichelmann.livejournal.com

pamlyn 5 pts

Thank you for a wonderfully written article on a very painful and for many, and all to real possibility.

Talking about planning for homelessness is akin to planning for long-term illness or accidental death. We all pray that these things never happen but sometimes they do.

Pamela Lyn

nsbmom 5 pts

This is not only incredibly informative, but really insightful, everyone should read it to understand what many people face.

lovinangels 5 pts

blessings, Mama. I wish you all the luck in the world.

Momofacrew 5 pts

When I got to the 2nd paragraph, I teared up. I have an auto-immune disease in the same family as Lupus. I had to stop working about 4 years ago due to the disease and disability ups and downs are financially, physically, and emotionally difficult. I am grateful to have a spouse that has a good job, but when his company went under 2 years ago we came head-to-head with all of our planning for the future smacking us in the face. Thankfully he found a great job quickly and even though we have continued to plan for hardships or if something were to happen to him and I had to care for our children on my own, it is a great fear.
Thank you so much for this post and at the same time, I wish you great strength through this struggle. I cannot express in words at this moment how in awe I am of your composure. Your children are blessed to have a mother of such determination and strength.

Grace@Haven 5 pts

I wasn't exactly prepared mentally to read your post. I've (thankfully) never come close to being homeless, but should that ever arise, you have listed excellent points to consider.

Thanks so much for writing on this issue.

Mrs. Yeater 5 pts

Thank you so much for posting this. I live in Traverse City, Michigan, and in the winter, it seems like homelessness rises. It is sickening. I have been pretty close to it a few times single and married, but we have been blessed with a wonderful support system and general familiarity with available aid. Unfortunately, not everyone does. I appreciate your reminder not to dress and look homeless. People do get more help and feel better about themselves if they keep up grooming and cleaning. Like you say, Pack your self esteem. Thank you for helping people who are facing these hard times. It can be very isolating.

I love my husband, I love my home, and I love to write ( http://mrsyeater.blogspot.com ).