Debt consolidators and debt settlement companies will charge you a monthly fee or a one-time fee (or both) to administer your loan and help you work out a deal with creditors. Want to know if they're worth it?
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The holiday season –- along with the upcoming post-holiday sales season –- means that consumers are in prime shopping mode. As you stock up on computers, TVs, and handbags for yourself and your friends and family, keep abreast of the different holiday return policies in case you (or the person you gave a gift to) realizes that the item wasn’t quite right.
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Did you know that women's poverty rates rose 14.5% last year, the highest level in 17 years? And that more than 7.5 million women are in "extreme poverty," which is defined as having an income under half of the federal poverty guidelines?
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College is an exciting time in a young person's life. It is the first time that many folks are learning to become independent. Along with the experience of making new friends, trying out majors, and exploring career paths, however, come the challenges of learning to manage one's personal finances. Here are seven money tips that will help a college student. Read more >
My personal finance blog "Well-Heeled Blog (at http://wellheeledblog.com) is a blog aimed at "savvy living through personal finance". I truly believe that while we can't have everything we want, through smart and confident management of our personal finances, we can achieve a life full of what we want the most.
As a twentysomething college graduate who is also a finance nerd, shoe aficionada, food lover, and aspiring tanguera, my mission is to save and invest for tomorrow but live life to the fullest today.
I love to read nonfiction, especially on history, demographics and social trends, and, you guessed it, personal finance. All that reading (and the news) tells me that as a Gen Y-er (and especially as a woman) who is growing up in an era of increasingly individualized risks (i.e. 401K instead of pensions), globalized competition, and longer lifespans, I better save enough and invest appropriately.
My mottos? “Personal finance shouldn’t make me miserable” and “experience, not stuff.” Given the state of the market right now, I’ve added one more: “shares, not dollars.” My loftier goal is to “achieve financial independence”.
The BlogHer Annual Conference is heading back to New York City on August 2-4, 2012! Join thousands of other bloggers, writing on every topic under the sun, for 3 days of learning, networking, and fun. Register today!
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