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You know those money issues you struggle with? The ones that keep you cash poor, that have you maxing out your credit card each month, that keep you from asking for that raise every year? Yeah, those are the ones. Well, here’s a little something I learned recently – those beliefs and issues surrounding money start WAY earlier than I ever would have imagined.
Case in Point:
A few weeks ago, as I was crawling towards the coffee pot early one morn, I happened upon my three nieces, along with one of their small neighbor friends, planning a summer job. Pink, red, and yellow construction paper was strewn all over the front porch and markers were tossed aside – lids off – to dry in the sun that was already baking the concrete.
I stopped, wiped my bleary eyes, and asked what they were doing.
Dog Wash
If you got a dirty pup we’ll clean them up!
Open Hours 11:00 to 2:30
$2.00 per dog Any size dog
Not open on holidays and Friday and Mondays and Birthdays
(You will see the dog when you come in the neighborhood)
Plus we dry, brush or put something in their fur, your choice.
It may have been my dull senses upon just waking but I was über proud of my ability to refrain from asking which Friday they are closed (as there seemed to be only one) and whose birthdays they were talking about (the customer’s or theirs) and what “something” they planned to put in the dog’s fur. (A few hours later, their Dad was not so full of restraint and told Jocelyn that he wanted her to put $4.00 in his dog’s fur.) And, damn. . . "you will see the dog when you come in the neighborhood" - they're certainly confident aren't they? Lastly, I beamed with a pride I couldn’t contain over their correct use of the word “their.”
After my coffee-deprived brain had spell-checked their document I did the math. For each dog they washed they would make $.50 a piece.
Say what?
The hair on the back of my neck stood on end as I asked, incredulous, “That’s all you’re charging? $2.00 per dog?”
Four heads nodded at me in unison.
“Girls, you are seriously undervaluing yourselves.”
MaKendra, another of my nieces, looked up at me confused, “No we’re not.”
I turned red as a pomegranate. “You should be charging at least $8.00 per dog. That’s $2.00 a piece per dog. Your time is more valuable than $.50. How long is it going to take you to wash each dog? How big are these dogs? $2.00 is just too low, you’re all worth more than that.”
Then I stopped ranting. $8.00? I pay $45.00 for So-kr8z’s S-PaW days (though that $45.00 includes the massaging of his oh-so-delicate anal glands – a task which I’d happily pay $50.00 for.) But even I, at the age of 40, am undervaluing time and energy. Yes, even I was ball-parking low for these girls. What’s with that and where does it come from?
I got my answer
Days later I was talking with their dad - who is probably the hardest working guy I know, as is their mother. These two parents are on the go from 7:00 am until 1:00 am Every. Single. Day. working their guts out. And they’re not rich. Yeah, they get by, they have the necessities and some fun toys but they’re not vacationing in the Bahamas every year. They fervently believe that they have to work extra hard for every single red cent. They hope the washer doesn’t break down.
I know, I know, material stuff shouldn’t be important, and you can throw tomatoes and other soft fruit at me later, but bear with me for a moment and hear me say that money and material stuff IS important. Let me explain.
Money is just energy.
Let me repeat that. Money is just energy. Let’s use the analogy of the ocean in place of money. The ocean is vast, huge, and, in fact, water covers 70% of the earth’s surface. And it might be my optimism speaking but I don’t see the oceans drying up any time soon. So water flows in to the ocean and water flows out but the ocean never dries up. Money is the same way.
Roald Dahl knew this when he brilliantly penned thee














