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I am pretty diligent about reviewing my monthly expenses periodically to see where and what I can trim. Recently, I got back into doing an overhaul of expenses in light of the increased cost of every little thing and as part of the Week 1 exercises in the Business Rescue teleseminar series I've been attending. When it comes down to it my philosophy is to minimize necessary expenses (insurance, taxes, utilities) while consciously choosing what I want to spend my money on and why. The why factor is important to me because we all place different values on different things. The key is finding the right balance while doing right with your overall financial goals.
One of the monthly expenses that constantly confounds me is a combination of my cell phone bill and household/home office landline phone. Because we both live a distance from our families and I use the telephone extensively in my coaching business, we have one of those unlimited long distance type plans from Verizon. It's a pretty penny each month, somewhere around $70 or $80 but it sure beats paying actual long distance when I am on the phone for hours at a time conducting or attending teleclasses or coaching sessions. Believe me, I did that early on and almost had a coronary when I saw the monthly bill.
From a cell phone standpoint we've always had a pretty generous "family plan". While I was working full time and building my business my cell phone was my precious link to the future because I could use it for freelance related calls on my lunch hour and breaks. Now I use it as my primary business number on all my marketing materials. While it can be a drag getting business calls on personal time, I can use the caller id to screen them out. Not to mention I get to turn the cell phone OFF. It sure beats the alternative -- getting business calls on the home line at midnight because someone is calling from another time zone. While I could get yet another, separate business line in my home, I faint at the thought of having a third phone bill.
That always leads me back to the question -- is it feasible to go to a cell phone only life? Or, is it reasonable to shun a cell phone altogether? Martinique at Queercents asked the question "Monthly Expenses: Is it worth living without a cell phone?":
I was adding up our expenses, and every time I do this I get so angry at how much we pay for our cell phones each month. Between the two of us our $70 plan adds up to $120 each month - that’s $1440 every year! What a lot of money just for the luxury of being able to text, "getting off the train, be home in 15? or "where are you guys? we’re here," or being able to squeeze a chat in on the bus or while walking on my lunch break - is all that really worth nearly fifteen-hundred dollars a year?
Before cell phones we did just fine. We managed to make plans and meet up with people as easily as we do now.
I laugh when I read this because it is true - before cell phones we managed to make appointments, meet with friends, and conduct business just fine. In fact I often take it back a bit further to the days before voicemail. Now that makes me really wonder how we ever got anything done. Although I have to say I do miss those little pink "While You Were Out" message pads with all the little checkboxes.
Personally, I couldn't imagine giving up my cell phone entirely because of the safety factor involved while traveling alone and doing all the road cycling I do. Of course at times it is debatable how convenient and safe it really is because I often find myself out of range when I might need it most.
While Martinique considers ditching the cell phone entirely, many others, especially Gen X and Y folks seem to swing the other way -- skipping the landline entirely. Of course with VOIP (digital phone over the Internet) there is now a third choice as well.
Kathleen McDade explores her conundrum in "Landline or Cell?":
I’m hesitant to give up having a landline phone - even for something like @home.
