My husband and I have separate checking accounts

For some reason I always get accosted in the shopping market line! Oh, the stories I could tell...

I don't make a ton of money, but it sure is nice to have my own stash-o-cash. We divide equally based on income, so the hubs totally gets that I can't take over the mortgage anytime soon.

:)

http://sarahlipoff.com

My husband and I have had a joint account since we got married and I wouldn't want it any other way. I was not very responsible with money and had no idea how to budget. Having him on an account with me really taught me a lot.

Now we have a budget that we've both agreed on and I'm actually the one who's more excited about looking at our monthly budget and figuring out where we want our money to go. We took a class called Financial Peace University that helped us get on the same page financially and now we're saving WAY more money up than we used to.

That said, I would NEVER tell someone else how to work out their finances with their spouse. Everyone's situation is different! SO sorry you had such a weird conversation with a stranger.

Diana Johnson

http://DianasaurDishes.com ( http://dianasaurdishes.com/ )

@DiansaurDishes

My husband and I have always had separate bank accounts. It started because when we married we were both self reliant with full time jobs and supporting children. We never bothered getting a joint account. Mostly because we are lazy. But the truth is I love having my own account. I like being able to stop and pick up a coffee without feeling like I need to ask persmission. I like knowing that if my husband buys another motorcycle, it isn't really going effect me. We have always had an agreement that he pays the mortgage and the house bills, I buy the fook and the kid bills. The only time that it has been an issue was when I was off work for six months last year. Asking for money was hard.

Thanks for sharing your story!

Erin

blogging about life stuff at http://mcwhclan.wordpress.com

My fiance and I both own our own houses, so we will continue to keep our own accounts and pay for personal/mortgage expenses out of those accounts. However, we've created a joint account to pay for the things we both benefit from - wedding, dinners out, vacations, expenses for the house we're living in (which happens to be mine), etc. I'm curious to hear how you either share or split those types of expenses?

It just irks me to no end that we must keep defending our life choices to strangers. Everybody is different, every couple is different. If it works for you, it works for you, and everyone else can just step off!

and also - I might consider something like this for us Because what we're doing isn't working for us as far as money management is concerned.

Judy Schwartz Haley is battling breast cancer while raising her toddler daughter. She is a full time college student, as is her husband. She blogs about it all at Coffee Jitters

I think its totally awesome!!! I would have my own checking account if I had my own money! We always talk about my husband giving me 100.00 out of every paycheck and having my own account but then I start to feel like a child so we just keep 1 joint account and I spend out of it when I want. I know exactly whats in there and I balance it and I pay all the bills. So we avoid me feeling like a child with an allowance.

Roller Coaster Life ( http://hollysrollercoaster.com/ )

My husband and I have always used separate bank accounts. Both our names are on all of the accounts (just in case), but we never take advantage of that fact.

Celeste Lindell
averagejane.blogs.com ( http://averagejane.blogs.com )