The Vow & 7 Questions to Stop You From Using Your Credit Cards

I personally found it very difficult to plan my spending when some things I bought wouldn’t be paid for until the following month. Yes, I could figure out how to do this mechanically, from a budgeting perspective, but it didn’t work well for my brain and it certainly didn’t help me emotionally. I was simply more prone to overspending. ...more

I absolutely agree. I have been living by that principle for a while now and it feels soooo much ...more