FREE MONEY...FOR REAL !

I'm so excited..... I have to share.  I just opened my email and found my monthly E-statement from my credit card company showing my cashback reward balance is at $833.60.  If you've read my prior blogs you will know that I've mentioned we have NO CREDIT CARD DEBT.  This is true, but it sends a mixed signal given that I just shared my reward balance from credit card use doesn't it. Here's the thing....I charge EVERYTHING on my credit card, electricity, phone, cable, groceries, etc....more

FREE MONEY...FOR REAL !

I'm so excited..... I have to share.  I just opened my email and found my monthly E-statement from my credit card company showing my cashback reward balance is at $833.60.  If you've read my prior blogs you will know that I've mentioned we have NO CREDIT CARD DEBT.  This is true, but it sends a mixed signal given that I just shared my reward balance from credit card use doesn't it. Here's the thing....I charge EVERYTHING on my credit card, electricity, phone, cable, groceries, etc....more

THE FIRST STEP TO FRUGAL LIVING...WHERE TO START

The first step to frugal living is to start a budget and keep all your receipts.    I know...you've probably heard that before and think you don't have time to comit to it.  Here's the thing....time is money and the time you put into your budget will save you money.  If you put a hour a month into logging your expenses (just 15 minutes a week), you'll  figure out where you can easily save let's say $50...so you essentially  just paid yourself $50 for an hour's worth of work.  If you think of it that way you can't afford NOT to p...more

THE START OF MY FRUGAL LIVING...A LEAP OF FAITH...If I can do it SO CAN YOU

Post 9-11 when I came to the immediate realization that I couldn't always protect my kids, I decided to hold true to a promise I made to God.  Being an self-admitted work-aholic, after the birth of my first child I made a promise to God that if anything "world changing" were to happen, I'd quit my job and be a stay at home mom.  While I did not personally lose anyone or even know anyone in the 9-11 devastation, the impact 9-11 had on me was very emotional and while I recognized that this was a "world changing" event, I tried to ignore my promise to God.  (Not Rec...more
The first step to frugal living is: MAKE A BUDGET and follow it ! Keep track of everything you ...more
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