No Longer Delaying Gratification: $164,000 Worth of Remodeling and Repairs!

Each month my husband dutifully records each and every financial transaction in GnuCash. He reconciles the checkbook and then documents the credits and debits associated with our four credit cards. Every so often I run income and expense reports to provide a snapshot of where our money is going ....more

Could A Grocery Delivery Service Save Me Money?

A week or so ago my husband noticed a rip in a bag of chips that had been sitting on a shelf in our pantry. We couldn’t quite figure out what happened; did it snag while we were loading and unloading groceries, was it torn when I bought it? I wasn’t quite sure so I told him to toss it just to be safe ....more

Paying for Storage: Does This Seem Like a Good Idea?

For the past three years I wondered if we’d ever have a second child and if we did how much baby stuff I should keep around between now and that time. We received a lot of gifts at my baby shower and in the beginning we used each and every piece of it. The baby swing, bouncer, bathtub, rock-n-play sleeper, jumperoo, highchair, stroller and infant car seat took up residence at various places in our house and stayed there for six to nine months ....more

My New Year’s Resolution: Focusing on Happiness

For the past two years I’ve maintained one and only one resolution: to accept the things I cannot change. It is easy to hold this resolve in good times and much more difficult to press on in times of distress. When a dose of antibiotics unexpectedly induced neuropathy I had a hard time accepting the cards I was given and when I failed month after month to conceive another child I certainly let my emotions get the best of me ....more

Weighing the Time-Value of Clipping Coupons

A few months ago I transferred a prescription from CVS to Rite Aid. This seemed like a no-brainer since the drug store is slightly closer to my house, newly renovated and much cleaner and more efficient than our local CVS. I earned $25 in UP Rewards for that transfer, which I used to buy four packs of diapers ....more

A Few Things I Learned While Nesting, Purging and Streamlining

With my obsessive nesting nearly complete I stepped back last night to reflect on my decluttering, purging, streamlining process. I actually learned quite a bit about myself from this experience. Over the years we’ve bought a lot of stuff we just don’t need ....more

The Price of Nesting

So it seems the start time for remodeling our basement has moved up by nearly two months. Rather than beginning in late February or early March the contractors may be able to squeeze us in the first week of January. That means stepping up my game and digging everything out of the basement much earlier than expected ....more

The Christmas Rundown

I spent so much time organizing the house that Christmas became a bit of an after thought. With the big day approaching I buckled down, bought gifts and checked off names on our rather short list. So far I’ve managed to keep the costs to a minimum ....more

Book Review: Aoléon The Martian Girl

Book Description: Crop circles magically appear in Farmer Johnson’s field. A mysterious light sweeps over the night sky and awakens Farmer Johnson and Gilbert, the boy next door. Curious, Gilbert ventures out to discover the source of the light and stumbles into a beautiful Martian girl sitting in a crop circle ....more

Book Review: Corporate Cowboy

Book Synopsis: Restaurant Management: First Hand Lessons from the King of Steak Houses Black Angus Beef Chain Founder shares business tips, food recipes and personal memoir Stuart Anderson had led a fascinating life for the past 90 years. He built Black Angus, America’s #1 restaurant chain of the 1980s, and ranched on a 26,000 acre spread where he raised cattle. His circle of friends has included Hollywood stars and corporate bigwigs ....more