Negotiate Credit Card Fees Like a Banker

Have you ever gotten that dreaded notice? You know, the one that reads something to the tune of:“Dear Ms. _________, we have not received your payment for your credit card this month. A late payment of $25 has been charged to your account as a late fee. Please send in your payment plus the late fee promptly.”If you’re like me, those notices make my heart sink. I feel like I’ve just donated $25 to a cause I didn’t want to participate in.I had not seen one of those notices in a long, long time (in my college days, I saw them far more often than I’d like to admit to).Until yesterday.    {Sigh}Credit image:  Missus Martian on Flickr ...more

Your Money Makeover in 4 Easy Steps

Need to rejuvenate your financial life? Maybe it’s time for a money makeover....more

The Money Ritual That Every Woman Should Start

Do you know when it’s time to get a fashion makeover? If you’re like most people, that’s a hard call. I mean, you have to take a good look at yourself, admit that something is wrong with your clothes, style, or makeup, and then tell yourself that you’re better than this. Then comes the hard part. You actually have to do something about it. You have to book that appointment for a day at the MAC counter, get that expensive salon cut, donate some clothes to charity and buy some new ones (on sale, of course), or invest in those long awaited braces....more
LisaStarr9  Hey Lisa! Thanks for your comment. I love your regimen of doing "The Script". That ...more