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I re-read my last post and cringed and was decidedly embarrassed as to how much I sound like a complete dolt whose financial situation is severely out of whack; also a dolt who sleeps on the floor. Which is really not the case. But what I was half-heartedly attempting to say is that mine is a generation of convenience and wanting things when we want them and not really giving a damn about ‘savings’ and ‘401 K’, for those are silly things that only ‘real adults’ care about. We only care about having enough money for an impromptu bar crawl and for black mid-calf boots and well, a kayak. None of this is from a survey of any kind, but from general conversations that I have with people my age – recently graduated from college, who have spent the last 18 months, mastering the art of living paycheck to paycheck, specifically those who live in one of the most expensive cities in the country. And as you can probably tell from all of this, we’re all really happy people, living in damn near poverty.
Of course the latter bit is a bit of an exaggeration, regardless, my point that I was trying to make is that right now this whole paycheck to paycheck thing is rather daunting. And everytime one thinks that they finally have a leg up on it, one gets bashed in the head with reality or like Christmas or a new laptop or something. I’m sure I’ve stated this before, but most of my friends come from somewhat similar financial backgrounds as I, wherein, technically there’s always the ‘bank of Mom and Dad’ and I refuse as well as they, to ever dip into those funds. As they are not OURS to dip into.
Anyway, I’m fairly certain that thus far, I’ve been perfectly fine and while not always 100% on top of things, I’m ok enough, with things that I’m never spending money that I don’t have and I know where pretty much every dollar goes and when I’m overspending and when things are just so. The latter doesn’t make me happy, because everyone wants to enjoy a little frivolity every once in a while, but it’s the reality for now.
I’m also fairly certain that this isn’t a forever circumstance, or at least won’t always be a forever circumstance and I’m really not hurting in any sense of the word, I mean I have a gym membership and tend to spend an inordinate amount of time in Whole Foods (aka, Whole Paycheck). What I do know is that way too many of my friends and peers, don’t tend to look beyond the weekend (which is something that I see in myself) and that’s what worries me most.
