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A neurotic 20-something with very little free time on my hands. And yet I still manage to find time to complain and do a little 'creative whining' on...
 
 
 
 

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House Envy

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When THE position came along, everyone started speaking of things like new cars and then new cars turned to Real Estate and then I fainted, because I’m like 14 therefore too young to own a home. Homes are for people with families and take responsibility seriously. I was far too concerned with The Next Great Coach Bag, I could buy with my new earnings and maybe a new ipod to replace the one that broke like 8 months ago and well Kate Spade had a sample sale coming up so there would be that as well.

The prospect of Real Estate and the inevitable shitty game that is well played on both sides – buyers and sellers – is not something that I’m really into delving into at this point in my life. And yet for some reason it’s their lurking because I am not 14 years old, I’m damn near 24. My aunt the auditor extraordinaire and my personal financial guru, bought her first condo at 24 and as I recall, expressed the same reservations that I am fighting right now: That trepidation to even poke a big toe into the Real Estate shark pool. So I decide that maybe buying right now isn’t for me, let’s work on a car that doesn’t shake violently whenever the brake pedal is touched. How about that one for starters, hmm?

So I go along in my happy little renting/living with my mother complicated situation and then suddenly I develop House Envy. A very serious and unrelenting House Envy that has gripped my stomach and has been traipsing through Ikea imagining my future study and then there’s Leah. I love Leah and she is well aware that this love includes me tracking her down at the W just to hug her. Leah and Simon bought a house. A beautiful house that I plan to visit when I go to San Francisco this fall, because the house has hardwood floors and a lush garden. And damn it, I want hardwood floors and a garden. I want a house of my own to do what I want with that doesn’t include my mother’s or roommate’s stray hairs every other step. I WANT hardwood floors with pristine craftsman inlays:

The kitchen and bathroom are probably five or six years old; we're talking stainless steel appliances, travertine tile floors and backsplash, granite countertops, modern cabinetry with brushed metal hardware, a jetted tub--basically everything I make fun of when watching home renovation shows on cable because it's what everyone does. Bah, I say, except now I'm saying it with my cheek pressed lovingly against the baseboards while I tongue-kiss the bathroom floor.

I don't think I'm ready to show you more than just that one wide-angle view of the place, so instead I'm going to give you some more details, since those are the things that are making us fall more and more in love at every turn.

Then there she goes providing a detailed list of things she wish she had known prior to getting into the housing game. Because it’s a game of sorts, sometimes a sick twisted game as Melissa has mentioned ad nauseam (and yet I’m RIVETED. Seriously riveted) wherein some people live in a dream world:

It doesn't matter that the work he's done to the house is incomplete. It doesn't matter that no other homes in the area surrounding his home have sold for this price in 2+ years. He seems to have chosen a price, both for sale and for lease, which existed in a dream. A dream he had where he was living in a booming economy in northern California.

Which then scares me back into my “I LOVE being at the hands of a leasing agency and I will do so for the rest of my life” frame of mind. I’m all la dee da, I don’t need to be no stinkin’ homeowner. Ever. I can live with my mother because THAT’S been a freaking blast (to the head)!

I realize that homeownership will have to happen one day and perhaps sooner than I ever expected. Kind of like how I expected to get THE position sometime in my 30’s and it didn’t quite happen that way. Of course I am grateful for this but then there’s the whole I’m only 23 and a lot of shit could happen in the next seven years (seven years being my cut off date for a lot of things. Semi-arbitrary, semi-I’m

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Freddie Moorer 5 pts

Yes buying a home is a big step but look at it like your 401k an investment with many more ways to get your money out when you need it. It’s also one of the best investments you will make in a life time if you hold on to it long enough. Starting young will be well appreciated as the years go by at the blink of an eye and before you know it you’ll be saying “ I should have “ Every billionaire has Real Estate in their portfolio it’s like life without water . So drink up!

Real Estate Professional ( http://www.freddiemoorer.com )
NJ Housing Report ( http://freddiemoorer.blogspot.com )

Mistress Of The Dorkness 5 pts

While I am hoping to garden, we will have to do some serious landscaping first. The area we're moving to is quite hilly. So, half of the back yard is pretty flat, but, the other part slopes up sharply. The current owners have grown ivys and other sprawling plants that look lovely and save you from having to mow on a slope. But, I've mentioned to my husband that we could probably chop off a bit of that slope and put up a retaining wall, buying us a few more feet of usable area, without taking up all of my son's playroom. ;) lol. can't be all perfect. But, there are nice flowerbeds and shrubbery up front that I can sharpen my shears on and enjoy.

:-) I'm excited. We took delivery of some new furniture at our apartment and we were carrying it downstairs, befuddling our neighbors. lol. ~sigh~ We've got some lovely neighbors here, and it's a cool area to live in. :-) But, it's all about the changes we want. Our own back yard and a better school district (and kitchen. :-D).

Melanie Perry
***not all who wander are lost***
Mistress of the Dorkness ( http://mistressofthedorkness.blogspot.com )

Megan Smith 5 pts

Hey Melanie,

Good luck in your new home.

I love gardening as well, so hopefully you have a nice big plot to plant to your heart's content!

Megan
www.megansminute.com ( http://www.megansminute.com )

Denise 11 pts moderator

I've often thought the perfect house is like falling in love, it only happens when you aren't really looking for it. Heh.

~Denise
Fast Times @ Homeschool High ( http://fasttimes.clubmom.com ) & Flamingo House Happenings ( http://www.flamingohouse.net</a )

Mistress Of The Dorkness 5 pts

Thank you, Denise!

We weren't really looking all that hard, but, this one did pop out at us and we made a move for it. It is a nice little place with some good character that we could immediately picture ourselves in. It was a bit of a relief, knowing we wouldn't have to 'settle' for something that wasn't quite right.

:-) Don't think I won't miss the cool apartment in the midst of an exciting (sort of ;)) city! It will be a different feel out in the burbs, I'm sure.

Good luck on your search for the perfect dream home... or just look forward to that studio. ;)

Melanie Perry
***not all who wander are lost***
Mistress of the Dorkness ( http://mistressofthedorkness.blogspot.com )

Denise 11 pts moderator

I'm feeling a bit of envy! We haven't found the perfect house yet and were just thinking maybe we should just wait til all of the kids are grown and move into NYC and take a 1 room studio instead. The hunt for perfection is just so hard!

I'm glad you found a house you love, very glad.

~Denise
Fast Times @ Homeschool High ( http://fasttimes.clubmom.com ) & Flamingo House Happenings ( http://www.flamingohouse.net</a )

Mistress Of The Dorkness 5 pts

:-/

I just had to pop back up and reveal: it got me, that darned bug!

We found a house we love. It's a longer commute, but, it's just our size in a nice community with good schools.

:-) Okay, and the spacious kitchen, master bathroom and nice space for my computer had a little to do with it, too. ;)

I love packing (I know, it's crazy, but, I'm a Wanderer, I suppose) and we've been picking up or ordering the bits and pieces we'll need to settle in.

Soon, I will envy no longer.

Melanie Perry
***not all who wander are lost***
Mistress of the Dorkness ( http://mistressofthedorkness.blogspot.com )

HeatherB 5 pts

From mom and dad. That's just a bit much, which is part of the reason for why I'm waiting. There's really no absolute need for me to own a home right this second and I've already forced them into paying $130,000 in tuition and a six month stint in Europe during which I drank their money away. So I figure that I'll be kind and not ask them for the down payment.

Heather B.
Personal Blog: No Pasa Nada ( http://nopasanada.org )
BlogHer CE: Business, Career & Personal Finance ( http://www.blogher.com/topic/business-career-perso... )

Recovering Overachiever 5 pts

Unfortunately, home envy doesn't end once you've bought a place. I bought my first condo about 11 months ago at 22 (with much help from my parents. Thanks Mom and Dad!). Now that my boyfriend has moved in, all I can think about is what I would like for OUR next home. I've pictured a small 2-bedroom with hardwood floors and lots of windows.

As far as being a young homeowner, I got my first real shock a few weeks ago when the air conditioner died and the warranty company decided that they wouldn't cover a replacement (or even a repair). Suddenly I was taking off work to get estimates and looks like I'll soon be out $2,700.

Good luck with your decision!
Recovering Overachiever
Link Text ( http://recoveringoverachiever.blogspot.com )http://recoveringoverachiever.blogspot.com

HeatherB 5 pts

I know that right now I can neither afford nor want the responsibility of a home. Also I have absolutely no clue as to where I want to live (just yesterday I mentioned moving to Belgium). I figure two years is a nice little window of time to REALLY research, because I pretty much research most everything I get into. I really don't want to be a 23 year old homeowner. I'd much rather be a 26-27 year old homeowner. I also have lots to think about in regards to my finances and again there's the WHERE. Which is a huge problem right now.

But my lord, the envy is eating at me. It will pass soon enough or at least I hope.

Heather B.
Personal Blog: No Pasa Nada ( http://nopasanada.org )
BlogHer CE: Business, Career & Personal Finance ( http://www.blogher.com/topic/business-career-perso... )

Megan Smith 5 pts

Hey Heather,

As a single black woman who bought her house nearly thirteen years ago, I can tell you it's a challenging proposition but it's one of the best decisions I've ever made.

If you want to buy, do your homework, prepare your finances and then go for it, but first ask yourself the following:

Do I want a condo/co-op, or a house? (I couldn't see paying maintenance fees when my mortgage for a house was going to be less than for a condo/co-op.)

Am I prepared to feel like every dime I've ever earned is going away and what will be left is this big empty group of rooms that I'm supposed to live in? (It was frightening as hell, but with the support of friends and family I got through it and after two years of investing in fix-ups, I was able to save money again.)

Do you like Home Depot? (If you don't you better re-think the whole idea.)

If I want a house, will I mind being the only single woman on a block of married couples, some with kids, some without? (It was a little intimidating at first, but now there's another single woman on the block as well, and I've become great friends with her and some of the married couples and their kids.)

Am I prepared to deal with contractors and find out all there is to know about home improvement so they don't take me to the cleaners? (I keep the Better Business Bureau on speed dial and my home improvement library is quite extensive.)

Am I prepared to research neighborhoods, home prices, utility expenses, real estate taxes and income tax implications of owning property? (I bought books, I talked to friends who had recently bought houses, and I made sure to not believe 75% of what any real estate agent told me. Like Ronald Reagan said, "Trust, but verify.")

Do I like gardening? (Even if you think you don't, you'll be surprised what owning your own property will do for your dormant instincts of wanting to get your hands in the good green earth. It's an amazing feeling.)

Just some things to think about. Good luck!

M Smith
www.megansminute.com ( http://www.megansminute.com )

Mistress Of The Dorkness 5 pts

by that house envy bug myself. ;) I bought my first home at 22, a joint purchase... it was over a hundred years old and we renovated everything but the electrical ourselves. Then the baby came, the relationship went south and I left with the little one to the current one bedroom apartment.
Now, at 27 and remarried... I'm ready. I'm ready to decorate, to paint, I miss gardening! I want to play with my son in a backyard not covered with debris and cigarette butts. I want neighbors that don't change every six months. I want to be able to dance to Yankee Doodle Dandy with my son without worrying about how the wooden floors sound to the neighbors!

I've got the bug and I've got it bad. But, this time, I won't be going for a turn of the last century brick structure with rich wood trim and hardwood floors stained by countless previous occupants, I'll be going for a new sleek modern house in a 5-10 year old neighborhood filled with young families.

Yep. Great post... thanks! :-)

Melanie Perry
***not all who wander are lost***
Mistress of the Dorkness ( http://mistressofthedorkness.blogspot.com )