According to a recent report from TNS Marketing Research: The report shows that many consumers, particularly in the UK, US, Germany and Mexico, currently lack the resources to meet an unexpected financial crisis like sudden car or home repairs or minor health related expenditures....

Hello, my name is Chris and I am a hotel snob.  I admit it. My family and close friends know about my little secret: I am very fussy when it comes to selecting a hotel and a room in a hotel. 

When I was a wee one I counted down the days to my birthday and Christmas.  It was great that my birthday fell so close to Christmas on November 19th.  It was like I had a whole gift season.  Not to mention I was the only child in my family (not counting some very distant cousins), can you imagine the gifts?  Thanksgiving was great too, my aunt and uncle would drive up from Pennsylvania and we'd all spend the days together....those were the good old days.