Opinion on starting a family at 35

This may not be the right forum for this, but it's been a daily discussion in my world. I just got married last September and am very glad I waited to get married and start a family until I was in a place where I know I can take care of myself and my family.  I would like to start trying pretty much now, but my husband would optimally like to wait a year and save. I try to explain that it may take us a year or more even to get pregnant. Even if we got pregnant tomorrow, we would be able to support and live our current lifestyle just fine. 

What are your thoughts/experiences about starting a family at 35? thanks for the opinions/help!

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