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     After years of handling my family's healthcare without insurance my husband declared me knowledgeable enough to write a book...
 
 
 
 

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OUT OF DEBIT

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Nope. It's not a typo - I'm not out of DEBT. Oh, heck, no - I don't plan on digging myself out of that vast chasm until the day I die, although actually I'm not sure I can count on it being that soon! No, no - I'm out of DEBIT.

Surprisingly my debit card has lasted for what I'm sure is a record amount of scans on that hardy little magnetic strip. What with my daily trips to Bloom, Red Box, WalMart, Sheetz, etc. I'm actually amazed my bit of plastic hasn't just disintigrated.

What did happen is that my bank took it away from me. Yes, they actually stripped me of my magnetic strip. I always knew this day would come - although I envisioned it being my husband who would ask me to fork over the fortune-stealer.

I'm at a loss really. I mean I'm really good to my bank - I pay them lots of fees. In fact I'm excellent at hauling my behind down to the local branch every single time I get one of their nice little thank you notes for the $35 bonus the manager receives from me for my personal "bail out" program to hand over even more of my money.

What more could they possibly want of me? I mean I still had my card, I still have checks and I certainly still have more holiday shopping to do!

And yet, they have taken all of my powers away. I actually had to write a check today. At a store. In front of a cashier. In front of a long line of other shoppers at-the-ready with their handy hunks of plastic. It was traumatic to say the least.

Seriously, though, the bank had a valid point. I've had two unauthorized charges made on my debit card. Apparently I've been "compromised". To be honest, I've always been a little on the compromised side, but having to pay for it by companies I've never heard of, in states I've never visited - that's new.

My bank was very good to me though. They graciously filled out scads of fraud paperwork on my behalf and gave me my stolen money back without batting an eye.

I however have had people all over town batting eyes at me as I take up an extra 45 seconds of their day with my newly acquired check-writing skills. Not having a debit card truly has slowed me down, but I think it might actually be a good thing, cause believe you me when it comes to standing in line with a couple of dozen dazed and crazed holiday shoppers I have to REALLY want to buy something in order to justify risking my life by whipping out my pen and checkbook.

For more humor and information about my book on healthcare without insurance visit me at www.JenniferHeyns.webs.com - if you like what you see, please become a member of my site and tell all your friends! Thanks!

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