Is $1000 enough for an emergency fund?

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When I posted about our almost-$1000.00 septic pump repair bill, I wrote that I was so grateful to have money put away for such situations, and in the comments on that post, we started talking about emergency funds. Many personal finance gurus suggest saving up a $1000 emergency fund, and some of you were wondering if that’s enough. (I am not a personal finance guru, so take what I’m going to say with a grain of salt!) Although I think $1000 is a marvelous place to start, especially if you’re in a situation where you’re trying to pay off large debts, I would personally not be comfortable with a cushion that small, especially as a homeowner. . . .

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