Make a Money Change Without Increasing Your Salary
Our New Year's resolutions are a month in, and if you're anything like me, you're wondering how you possibly thought you could save money in 2012. The holiday bills are here, taxes are coming due and milk costs $8,000 a gallon.
While Jen Banks' ideas aren't off the hook, they're a great reminder of why you decided to save money this year in the first place. Check out all her suggestions, like this one:
4. The Family Goal
If you are saving for a trip that your family can get excited about…get them all on board. Have a jar set up in a central location and have everyone throw their spare change in it. It’s never to early to start teaching your kids about saving money. Now, I wouldn’t go taking their birthday money and such, but you can give them little jobs that pay! For example, returning bottles for refund. Make it the kids jobs to clean and sort all the soda cans and juice boxes. When they get a box/bag full, then the kids (with your assistance) can take them to be returned. You can do a 50/50 split with them. They get to keep 50% and the other 50% can go into the family savings…or into their own special savings. Do what works for you (and them).