Obamacare is Junk
By On The Edge on January 03, 2014
People will soon find that out when they can't afford to pay for the "affordable" insurance premiums or when they can't afford the out-of-pocket costs thanks to sky-high deductibles. There are no cost controls, either.The health insurance industry, one that shouldn't even exist in the first place, wants people to purchase the worthless bronze plans to further increase their obscene profits.Meanwhile, corporations all over the country will be gutting their health plans entirely for their workers, dumping these people onto the "exchanges" they cannot afford to pay for or to use.This is nothing more than mass murder as far as I am concerned: Private insurance companies are charging steep premiums on the Obamacare exchanges—some 30 percent higher than in the present individual market.The least expensive “bronze” plans carry deductibles as high as $6,350 for an individual and $12,700 for families, which must be paid in full before most coverage kicks in.A large percentage of bronze plans require full payment of the deductible before they cover many doctor visits, including for the flu, childhood illnesses or treatment for injuries.Co-payments for doctor visits average $41 for bronze plans, compared to $28 in the current individual market.Many bronze plans require cost sharing of as much as 40 percent of the price of some prescription medications. Many expensive drugs are not covered at all because they are not included in plans’ drug formularies.Insurers are significantly limiting the choice of doctors and hospitals available on their plans; in many states, only one or two hospitals are included in the Obamacare networks. . . .
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