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What's Your Spending Flinch Point?

January 13, 2012 8:00 am by Shopping Golightly in Money

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[Editor's Note: Though I've never given name to it before, I do indeed have a shopping flinch point, and its name is "$20." I can't part with more than $20 without feeling a bit of angst unless that money is coming directly out of my savings account and had been earmarked for the item in question. Do you have one? -Rita]

What's Your Flinch Point?

After years of shopping thrift, I have a $5 flinch point. That’s the thrift effect. Setting reasonable limits. Anything over $5 requires my thoughtful consideration. I don’t care if it’s a bed frame or a dresser. If I can purchase a Limoges porcelain covered dish, a Wedgwood cake stand, 100 year-old rare books, a new sweater from Sundance, a Jos. A. Bank suit, sterling rings, vintage Emile Henry bake ware, bamboo chairs, and much more for under $5 - I better give serious thought to anything over.

Credit Image: GuySie on Flickr

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TheBoldBlend 5 pts

I flinch at anything over $50 unless it's clothes, then it's $75. Funny though, I don't flinch at spending $3 for a cup of coffee and totally should.

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notacouponqueen 6 pts

So true! I hesitate over almost every dollar I spend. Can I get something better for this $5? Would it be better spent on something else? Would I rather spend money on dinner out once, or that money on a new top that I can wear over and over? And once you start thrifting your flinch point gets ever lower! I flinch the most when I have to pay full price for something. I hate paying full price.

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Vinobaby 13 pts

I hear you. My flinch point had dropped dramatically over the years. When I was working in retail ten years ago, I could spend $50 for a shirt, $10 for a pack of gourmet seasoning, or $80 for a Christmas gift without blinking. Just today, I put back a $6 CK sweater for me and $5 DNKY shirt for my husband because we just didn't NEED them. {sigh} Financial responsibility sucks.

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justinelorelle 5 pts

It would probably be better if my flinching point was $5, but honestly, it depends on what I'm buying and how much time I've spent thinking about it. My instant-flinch point is anything over $50.

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