Spend Less Save More: Go Christmas Shopping in July and save Big

While you may not be in the Christmas mindset, holiday savings are abounding in the off season if you're willing to starting your Christmas shopping in July.

 If you're looking for toys this holiday season, Target typically offers great Christmas in July toy savings. Target toy clearance reductions are up to 75% during the summer as the company looks to move brand-name merchandise in anticipation of the coming holidays. In fact check back next week and we’ll tell you how to cash in on Target’s Black Friday in July Sale.

 Toys 'R Us also offers awesome off season deals on toys ranging from wooden trains to Barbies. The trick to this Christmas in July shopping approach for toys is that some of the sales are on last year's hottest trends. For example, I've racked up great deals on toys including Dora's Magical Castle and TMX Elmo, but always in the summer following the height of their success. When you're dealing with younger kids, this usually isn't a huge deal, but is something to keep in mind if you're shopping for specific items or the latest trends or gadgets.

Of course, Christmas in July shopping isn't just for toys. Borders stores always have a great bargain books section, but summer is a great time to start thinking ahead on books for holiday gifts. The outlet malls are also an excellent idea for early holiday shopping much of the merchandise is off season anyways, allowing you to potentially pick up some great sweaters and jackets from stores including Banana Republic, The Gap, and Eddie Bauer at value prices.

 Beyond the great prices, through, Christmas in July shopping allows you to get out and buy while the weather is still warm and the crowds are low. Christmas in July shopping may also be great for your budget as early shopping allows you to spread your spending over time. Think of how great you'll feel in December when your Christmas shopping is not only done, but you've saved money in the process.

For more tips check out our Christmas in July Day 3 2012 click here or visit www.where2save.com

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