Taking Control of Your Medical Bills

medical bills

When you receive health care coverage summaries from your insurance company or from a hospital after a procedure, it is very important to stay on top of your bills and organize your own test results. You are your best advocate when you interact with the medical world.

This can assure you have accurate information about your personal health history, and that the billing totals and procedures that you are being billed for are accurate. There are so many opportunities for mistakes along the chain of employees that come into contact with your information. You have to stay knowledgeable and aware of accuracy with the billing and process of information.

When the bill arrives, check it for accuracy. Never be embarrassed or afraid to challenge charges. Last year I received a ‘surprise’ bill from a hospital following major surgery for location costs (these were never explained to me before the procedure, even though I investigated costs in advance, to work out how to save up to pay the deductible for the surgery, beginning at the new year). I contacted the hospital directly, explaining to them that I didn’t have the money to pay the bill. They quickly reduced the over-all charge and created a payment plan that I could afford on a monthly basis.

Make sure that you keep a trail either in paper or on a flash drive for a period of time following a procedure to be able to defend any challenges that may come up.

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