Paycheck Equity

I swear that I will one day get over the miserableness that was the previous ensuing decade, but for now I will continue to harp on yet another failure of the previous decade. In January 2009, President Obama started the year off right by signing the Lilly Ledbetter Fair Pay Act into law. The Act righted a serious offense committed by the Supreme Court, which had ruled that discriminating against women by paying them less than men for doing the same (or even better work) was perfectly fine as long as companies kept it secret for a really long time. ...more

Staying within a Budget

Prior to Dave Ramsey's book, The Total Money Makeover, my husband and I set up our budget. We decided how much we needed to keep in our checking account each pay period to cover bills and how much cash we needed during the two weeks. ...more

Americans are getting food from Charity at a STAGGERING rate

According to the Phoenix Business Journal:...more

The Power of Prayer; Help for Haiti

The Power of Prayer: I'm asked to write a piece for Bloggers Unite, on the crisis in Haiti. A piece on how we can be of assistance in any particular way to this country in complete devastation. ...more

America’s leaders are fundamentally hypocritical

Looking at the cover of today’s online Huffington Post, one could wonder just how ‘asleep’ Americans really are.  Is there no one in charge who can connect the dots and shout from the rooftops how unfair our systems are towards working American Taxpayers?  The oligarchy continues to siphon off huge profits from the top, walk away from debts they don’t wish to pay and pay themselves billions in bonuses for their hubris....more

An American Tragedy

What else can you possible call it? With respect to Theodore Dreiser,  no fiction writer could dream up this mess.  It would be a great story, if only it weren’t real. I didn’t intend to write about it…but I also didn’t think John Edwards could sink any lower than he already had.  I love words but I don’t have any to describe him.  Watching 20/ 20 hit me wherever is below below the belt.   And maybe I feel this personally because I know the fragility of someone with cancer....more

Talk to your front line if you want to improve your bottom line

Most businesses don't even have breathing room right now. Even the smallest misstep can make or break their business. Business owners and managers are seeking any way to cut costs. What's amazing me is who they turn to for advice! Here is a totally free, cheap way to increase your bottom line tomorrow: talk to your front line. ...more

Calling Loudly, “J.D. Salinger”

In 1941, J.D. Salinger had seven stories rejected by The New Yorker. Apparently undaunted, he submitted an eighth the same year, "Slight Rebellion off Madison," which was accepted. BUT, it was about a disaffected teenager (can you guess his name?) nervous about the war, and in the wake of Pearl Harbor was deemed unpublishable - so did not see print for another five years....more

Is a Fox Guarding Your Hen House?

 How do you know when a person giving you advice about something is also benefitting financially from you following that advice?   ...more

Six Reasons Why Roth IRA Rocks

I love the Roth IRA. It is, in my opinion, one of the best and most convenient ways to save for one's retirement. I first started a Roth IRA in 2006 and have maxed it out ever since. Here are six reasons why Roth IRA simply rocks: ...more

My husband and I have each had one since about 2007 or so, maxing out each year.  So ...more