July Food Stamp Challenge — Day Five, Saving Money

Although I set the budget at $101 per person per month for the July Food Stamp Challenge, many people receive much, much less. (A reader just commented about a friend who was getting $16 per month!) In fact, I would be surprised if most food stamp recipients weren’t spending out of pocket to pay the difference between their allotment and how much they actually needed to feed their families. Which is why it’s important to save money in every ...more

7 Reasons You Should Rethink Coupons

How do you feel about coupons? I'm watching snippets of TLC's Extreme Couponing show. I can't help but feel exhausted after watching these families coupon. It's a job, no doubt. It seems the people they interview are highly organized and keep their stockpiles tidy. However, some of the stockpiles are massive. While I know many of the families donate a lot of their couponed items to charity, I can't help but think some of them could just as easily turn up on ...more

The Four Pounds of Cheese Project | The Balanced Pastry Chef

That’s a whole Hell of a lot of cheese to throw away! My cousin Ken called me a couple of weeks ago to let me know that he had found an article in the latest issue of National Geographic Magazine that might be of Interest to me.  He told me just a bit about it, and then sent it to me Via USPS. It came a couple of days later in an unassuming white envelope. And when I opened ...more

How I Sold My Gold Jewelry And Only Sort Of Got Hosed

(In case you're wondering, this is NOT my gold jewelry.) Gold. It’s kind of a big deal these days. It used to be that gold jewelry was something that lived in your underwear drawer until the end of time.  Now it seems if you have it, and you don’t want it, why not sell it? Cash for gold!  It’s the new American dream. So when I started this project of selling my stuff to pay off debt, I immediately ...more

Being Financially Smart


Fashion Mags and I have different definitions

I am not fashionable. My look is mostly Gap. Maybe some REI thrown in there. On a rare occasion maybe even some Express. Usually with and eau du baby. I still love magazines though. I love flipping through the pages and seeing photos of glamorous women looking like I never ever will. Wearing outfits that cost more than my car. It is really funny because a few really popular magazines have features that discuss getting designer looks for an ...more

The Time I Made My Own Detergent And Didn’t Save Any Money

Homemade laundry detergent is sort of like a line drawn in the frugal sand. To cross over, one goes from normal frugal, to crazy frugal. I remember my reaction the first time I came across a finance article in which the blogger made reference to making his own laundry detergent. *blink* *blink* Homemade detergent? Is that really….a thing??? But I guess after several more months of reading personal finance blogs, I became acclimated to this concept of homemade detergent.  ...more

How my business has changed our financial journey

Starting a business can be a scary step, but it doesn’t have to derail your plans to live debt free. With planning and hard work it can help you meet your financial goals and give you the experience of doing something you love and turning it into something that earns an income. Get support I didn’t just start my photography business on a whim. I spent a lot of time in prayer about it. I talked it over with ...more

Menu Monday