Personal Finance

 
 

FREE 14-day Real Estate published Book giveaway!

I am aware that this post is short, but it's sweet.  I am unsure if this is the right section to place this article on BlogHer but I have posted it because I think this book is a must for anyone interested in investing in Real Estate.  And since it is being offered free for a limited-time only, I figured I would advertise it here.    Read more >

Money Matters: Making a Little House Work With a Big Family

Laura Ingalls House

My dad is the oldest of four kids who grew up in a two-bedroom farmhouse in Iowa. (I think there were more bedrooms back then.) (I have no idea where they put them. This was not a big house.) I'm sure they were positively on top of each other. I was interested in Karla's recent post on their life with four kids in a two-bedroom, supposed-to-be-a-flip house. She writes of Laura Ingalls Wilder: Laura made it sound so sweet and wonderful. I don’t recall a single argument or shouting match being mentioned.  Read more

A Tip to the Graduating Class of 2012

Graduates and Debt

It was the start of my first semester in college and I was being led by my friend into my University's on-campus bank to apply for a credit card.  "You'll find that you can't live without it.  It's soooo convenient.  It's better than having cash!" she excitedly exclaimed.  Read more >

I Don't Understand Coupons

I don’t understand why people would want to use those things. I Let me start off by saying I would NEVER use a coupon. I am just really curious, I have never used one nor understood why someone would want to. I read blogs and spend a lot of time on twitter and I see a ton of people talking about them, as in the spend all day talking about these annoying little ads in the Sunday paper. I have asked and no one has been able to explain to me why, I’m curious.  Read more >

How to Save More from Your Paycheck: Saving & Budgeting

Aside from cutting down on food purchases at work it's important to save a decent percentage of each pay in order to save up enough money for rent, utilities, food and of course entertainment during the school year.  Read more >

Pay For Christmas NOW With This One Little Trick

Every holiday season, I watch my friends frantically trying to figure out how they're going to pay for Christmas. They save up chunks of paychecks a few months before, they max out the credit cards, and if they're lucky enough to get a Christmas bonus at work, you can bet it won't be spent on themselves. And then in January, they wail about their enormous credit card bills or how they got a late fee from the electric company when they had to pay the bill a bit late because of, y'know...Christmas.  Read more >

Charisse Conanan and Adrissha Wimberly Are Changing How Millennials View Personal Finance

Adrissha and Charisse, CEOs of Smarteys.com

One of the hottest topics this election season is about student loans and student debt. According to the U.S. Consumer Financial Protection Bureau, student loan debt recently topped 1 trillion (yes, trillion) dollars by the end of this year. And while there's plenty of financial self-help books (Suze Orman's The Money Book for The Young, Fabulous, and Broke comes to mind), few financial tools are targeted to a generation that consumes information in a more tech-centric way.  Read more >

Newly Married and Bah-Roke

Just Married

The day after our wedding, instead of frolicking together on a white sandy beach, we were sitting at my husband's office desk. For the first time in our three-year relationship, we were examining and discussing each other's finances. $153 positive was what we had together and what we would have for a whole month (we were both also newly unemployed). Yes, we received wedding financial gifts that totalled a little over $2,000, but that was immediately set aside to pay our then credit cards' minimum monthly dues -- which neither of us knew the other had.  Read more >

The Worst Liar EVER

"I am fine. Just fine. Everything's okay. It will be alright. We'll be okay."That has been my response to everyone that bothered to ask in the last few months.Everything is fine, drop it, let's get past this uncomfortable topic, I would think behind a forced smile and a quick escape.  Read more >

Why Won't the GOP Let the Senate Vote on Student Loans?

My Daughter Kate and Her Dad Leaving for College

Tuesday morning Senate Republicans did something extra special. They blocked a vote on a Democratic bill to keep the interest on some student loans from doubling. This means the interest rate, which is now a barely tolerable 3.4 percent, will jump to 6.8 percent in two months unless something drastic happens. Like Mitt Romney realizing that most American families don’t have a spare $20,000 around to loan their kids.  Read more >